Fair Pension ApS
CVR 44998998 · Private limited company (ApS) · Active · High risk
Fair Pension ApS is a Private limited company (ApS), founded on , based in Aalborg. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 3.4% over the next 12 months, which is 2.4 times the average for Danish companies. 2 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK -300k and a net result of DKK -315k. CEO: Simon Nygaard Løvstrøm.
Bankruptcy risk for Fair Pension ApS
2.4 × the average (1.41%) · higher risk than 88% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 44998998
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (2 years)
- Address
- Vesterbro 91, 1. tv
9000 Aalborg - Municipality
- Aalborg
- Industry
- Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning - Share capital
- DKK 40k
- Auditor
- PricewaterhouseCoopersStatsautoriseret Revisionspartnerselskab
- Audit opted out
- Yes
Warning signs
| Annual reports filed late | 0 of 2 |
| Missing annual report | No |
| Negative equity | Yes |
| Equity ratio | -353.4% |
| Current ratio | 22% |
| Moves (last 2 years) | 1 |
| CEO changes in total | 0 |
| CEO's previous bankruptcies | 1 |
| Other companies at the address | 14 |
| Going-concern uncertainty | Yes |
Financials and key figures
| Financial year | 2025 | 2024 |
|---|---|---|
| Gross profit | DKK 51k | DKK 121k |
| Net profit | DKK -315k | DKK -25k |
| Equity | DKK -300k | DKK 15k |
| Total assets | DKK 85k | DKK 78k |
| Cash | DKK 12k | DKK 7,933 |
| Short-term debt | DKK 385k | DKK 63k |
| Avg. employees | 1 | 1 |
Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · PricewaterhouseCoopersStatsautoriseret Revisionspartnerselskab.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 181 | ||
| 31 May 2024 – 31 Dec 2024 | 182 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Simon Nygaard Løvstrøm | Current | |
| Owner (90%) | Holdingtanken ApS | Current | |
| Owner (10%) | Kluck holding ApS | Current | |
| Founder | Simon Nygaard Løvstrøm | Current |
The CEOs' other companies
Simon Nygaard Løvstrøm – 2 other companies, of which 2 bankrupt
- Den lille fede tømrer ApS Bankrupt 10 Jun 2026
- Web Group Holding Aarhus ApS Bankrupt 3 Feb 2021
Address history (1 moves)
| Vesterbro 91, 1. tv, 9000 Aalborg | |
| Vesterbro 91, 2. tv, 9000 Aalborg |
Former names
| Fair Pension ApS | – now |
| Familie Forsikring Danmark ApS | – |
Other companies at the same address
- CAFÉ BASE LOUNGE ApS Bankrupt
- DPSDK ApS Bankrupt
- Den lille fede tømrer ApS Bankrupt
- CHEM-DRY NORD ApS Compulsorily dissolved
- CITY BURGER ApS Compulsorily dissolved
- Drachmann´s ApS Active
- Elban Holding ApS Compulsorily dissolved
- Friends Bar & Kitchen ApS Active
- HASSERIS HUSET ApS, AALBORG Opløst
- Holdingtanken ApS Active
- NORDJYSK REVISION AALBORG ApS Fusioneret
- Pensionspartneren ApS Active
- TEAM MIKISOQ DK ApS Compulsorily dissolved
- VESTERPORT ADMINISTRATION ApS Opløst
Similar companies in Aalborg
- PLI ApS Aalborg
- SIMPEL FORSIKRINGSMÆGLER ApS Aalborg SV
- Plain Insurance ApS Aalborg
- Söderberg & Partners Lund & Badsberg Forsikringsmægler ApS Aalborg
- Dansø Gruppen Aalborg Forsikringsmæglere ApS Aalborg
- Pensionsspecialisterne ApS Aalborg
- Forsikringshuset ApS Hals
- Howden Pensionsagentur A/S Aalborg SV
- OXILIO Forsikring ApS Aalborg SV
- BÆKMARK & KVIST FORSIKRINGSRÅDGIVNING A/S Aalborg SV
- Kibsgaard Forsikringsagentur ApS Aalborg SV
- AutoRisk ApS Aalborg
Questions and answers about Fair Pension ApS
Has Fair Pension ApS gone bankrupt?
No, Fair Pension ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of Fair Pension ApS?
Our model estimates a bankruptcy risk of 3.4% over the next 12 months (high risk), which is 2.4 times the average for Danish companies.
Who is the CEO of Fair Pension ApS?
Simon Nygaard Løvstrøm is the CEO of Fair Pension ApS.
Who is the auditor of Fair Pension ApS?
Fair Pension ApS most recently used PricewaterhouseCoopersStatsautoriseret Revisionspartnerselskab.
When was Fair Pension ApS founded?
Fair Pension ApS was founded on 31 May 2024.
What is the equity of Fair Pension ApS?
Equity was DKK -300k according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.