Forsikringshuset ApS

CVR 33387946 · Private limited company (ApS) · Active · Medium risk

Forsikringshuset ApS is a Private limited company (ApS), founded on , based in Hals. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 2.0% over the next 12 months, which is 1.4 times the average for Danish companies. 15 annual reports have been published, of which 3 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -283k and a net result of DKK 86k. CEO: Peter Købsted.

Bankruptcy risk for Forsikringshuset ApS

2.0%
probability of bankruptcy within 12 months
Medium risk

1.4 × the average (1.41%) · higher risk than 82% of active Danish companies

Lowest riskHighest risk

Increases the risk

Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Share of late annual reports25%–50% · bankruptcy rate 10.6%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Published annual reports10+ · bankruptcy rate 3.0%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Gross profit growth10%–30% · bankruptcy rate 4.5%0.51×
Return on assets15%+ · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
33387946
Status
Active
Company type
Private limited company (ApS)
Founded
(15 years)
Address
Havnegade 2
9370 Hals
Municipality
Aalborg
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 80k
Employees
2 (2018)
Auditor
CURA revision I/SRegistreret revisionsvirksomhed
Audit opted out
Yes

Warning signs

Annual reports filed late4 of 15
Missing annual reportNo
Negative equityYes
Equity ratio-100.6%
Current ratio7%
Moves (last 2 years)1
CEO changes in total2
CEO's previous bankruptcies0
Other companies at the address2
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 750kDKK 631k
Net profitDKK 86kDKK 157k
EquityDKK -283kDKK -368k
Total assetsDKK 281kDKK 372k
Short-term debtDKK 555k–
Tax owedDKK 75k–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · CURA revision I/SRegistreret revisionsvirksomhed.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025183
1 Jan 2024 – 31 Dec 2024134
1 Jan 2023 – 31 Dec 2023169
1 Jan 2022 – 31 Dec 2022169
1 Jan 2021 – 31 Dec 2021177
1 Jan 2020 – 31 Dec 2020179
1 Jan 2019 – 31 Dec 2019233 Late
1 Jan 2018 – 31 Dec 2018157
1 Jan 2017 – 31 Dec 2017170
1 Jan 2016 – 31 Dec 2016170
1 Jan 2015 – 31 Dec 201598
1 Jan 2014 – 31 Dec 2014187 Late
1 Jan 2013 – 31 Dec 2013171
1 Jan 2012 – 31 Dec 2012161
12 Jan 2011 – 31 Dec 2011191 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOPeter KøbstedCurrent
CEOTina Købsted
Owner (100%)MI-LO KØBSTED HOLDING ApSCurrent
AuditorKelles Regnskabsservice
AuditorBDO Holding VII, statsautoriseret revisionsaktieselskab
AuditorCURA revision I/S
FounderMI-LO KØBSTED HOLDING ApSCurrent

The CEOs' other companies

Peter Købsted – 5 other companies

Tina Købsted – 4 other companies, of which 1 bankrupt

Address history (3 moves)

Havnegade 2, 9370 Hals
Østre Strandvej 33, 9990 Skagen
Havnevej 15, 9990 Skagen
Hvolgården 10, 9310 Vodskov

Former names

Forsikringshuset ApS – now
PETER KØBSTED Forsikringsformidling ApS –
SKAGEN FORSIKRINGSHUS ApS –

Employees per year

Number of employees at Forsikringshuset ApS per year242011: 220112012: 220122013: 220132014: 220142015: 420152016: 320162017: 220172018: 22018

Other companies at the same address

Similar companies in Aalborg

Questions and answers about Forsikringshuset ApS

Has Forsikringshuset ApS gone bankrupt?

No, Forsikringshuset ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Forsikringshuset ApS?

Our model estimates a bankruptcy risk of 2.0% over the next 12 months (medium risk), which is 1.4 times the average for Danish companies.

Who is the CEO of Forsikringshuset ApS?

Peter Købsted is the CEO of Forsikringshuset ApS.

Who is the auditor of Forsikringshuset ApS?

Forsikringshuset ApS most recently used CURA revision I/SRegistreret revisionsvirksomhed.

When was Forsikringshuset ApS founded?

Forsikringshuset ApS was founded on 12 January 2011.

What is the equity of Forsikringshuset ApS?

Equity was DKK -283k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.