Pensionspartneren ApS

CVR 45212432 · Private limited company (ApS) · Active · Very high risk

Pensionspartneren ApS is a Private limited company (ApS), founded on , based in Aalborg. The company is registered in the industry drift af callcentre. Our model estimates a bankruptcy risk of 9.4% over the next 12 months, which is 6.7 times the average for Danish companies. 1 annual report has been published. The latest annual report (31 Dec 2025) shows equity of DKK 27k and a net result of DKK -13k. CEO: Michelle Drachmann Nielsen.

Bankruptcy risk for Pensionspartneren ApS

9.4%
probability of bankruptcy within 12 months
Very high risk

6.7 × the average (1.41%) · higher risk than 97% of active Danish companies

Lowest riskHighest risk

Increases the risk

Age (years)1 yrs · bankruptcy rate 21.6%2.5×
Published annual reports1 · bankruptcy rate 18.7%2.1×
Time since new CEO1 yrs · bankruptcy rate 16.2%1.8×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×

Reduces the risk

Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Return on assets-20%–0% · bankruptcy rate 6.2%0.70×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
RegionNordjylland · bankruptcy rate 6.5%0.74×
Industry changes1 · bankruptcy rate 6.5%0.74×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
45212432
Status
Active
Company type
Private limited company (ApS)
Founded
(1 years)
Address
Vesterbro 91, 1. tv
9000 Aalborg
Municipality
Aalborg
Industry
Drift af callcentre (822000)
Bankruptcies in the industry: Kombinerede administrationsserviceydelser
Share capital
DKK 40k
Auditor
PricewaterhouseCoopersStatsautoriseret Revisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 1
Missing annual reportNo
Negative equityNo
Equity ratio20.1%
Current ratio125%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address14
Going-concern uncertaintyNo

Financials and key figures

Financial year2025
Gross profitDKK 688k
Net profitDKK -13k
EquityDKK 27k
Total assetsDKK 135k
CashDKK 5,514
Short-term debtDKK 108k
Avg. employees2

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · PricewaterhouseCoopersStatsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
5 Nov 2024 – 31 Dec 2025182

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOMichelle Drachmann NielsenCurrent
Owner (100%)Drachmann´s ApSCurrent
FounderMichelle Drachmann NielsenCurrent

The CEOs' other companies

Michelle Drachmann Nielsen – 1 other companies

Address history (0 moves)

Vesterbro 91, 1. tv, 9000 Aalborg

Other companies at the same address

Similar companies in Aalborg

Questions and answers about Pensionspartneren ApS

Has Pensionspartneren ApS gone bankrupt?

No, Pensionspartneren ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Pensionspartneren ApS?

Our model estimates a bankruptcy risk of 9.4% over the next 12 months (very high risk), which is 6.7 times the average for Danish companies.

Who is the CEO of Pensionspartneren ApS?

Michelle Drachmann Nielsen is the CEO of Pensionspartneren ApS.

Who is the auditor of Pensionspartneren ApS?

Pensionspartneren ApS most recently used PricewaterhouseCoopersStatsautoriseret Revisionspartnerselskab.

When was Pensionspartneren ApS founded?

Pensionspartneren ApS was founded on 5 November 2024.

What is the equity of Pensionspartneren ApS?

Equity was DKK 27k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.