Plain Insurance ApS

CVR 44929546 · Private limited company (ApS) · Active · Very high risk

Plain Insurance ApS is a Private limited company (ApS), founded on , based in Højbjerg. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 11.5% over the next 12 months, which is 8.2 times the average for Danish companies. 1 annual report has been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 23k and a net result of DKK -17k. CEO: Peter Duffy Obel.

Bankruptcy risk for Plain Insurance ApS

11.5%
probability of bankruptcy within 12 months
Very high risk

8.2 × the average (1.41%) · higher risk than 97% of active Danish companies

Lowest riskHighest risk

Increases the risk

Share of late annual reports75%+ · bankruptcy rate 29.8%3.4×
Moves in the last 2 years2 · bankruptcy rate 23.9%2.7×
Age (years)2 yrs · bankruptcy rate 18.9%2.1×
Published annual reports1 · bankruptcy rate 18.7%2.1×
CEO changes in the last year2+ · bankruptcy rate 18.5%2.1×
Time since new CEO0.5–1 yrs · bankruptcy rate 15.6%1.8×
Website registeredYes · bankruptcy rate 12.0%1.4×
Time at current address< 0.5 yrs · bankruptcy rate 12.0%1.4×

Reduces the risk

Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Negative equityNo · bankruptcy rate 5.1%0.58×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Auditor's statementAudit · bankruptcy rate 5.8%0.66×
Number of auditors (historical)1 · bankruptcy rate 6.2%0.70×
Return on assets-20%–0% · bankruptcy rate 6.2%0.70×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
44929546
Status
Active
Company type
Private limited company (ApS)
Founded
(2 years)
Address
Grumstolsvej 66
8270 Højbjerg
Municipality
Aarhus
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 40k
Auditor
REDMARK, GODKENDT REVISIONSPARTNERSELSKAB
Audit opted out
No

Warning signs

Annual reports filed late1 of 1
Missing annual reportNo
Negative equityNo
Equity ratio17.5%
Current ratio121%
Moves (last 2 years)2
CEO changes in total2
CEO's previous bankruptcies0
Other companies at the address3
Going-concern uncertaintyNo

Financials and key figures

Financial year2025
Gross profitDKK -17k
Net profitDKK -17k
EquityDKK 23k
Total assetsDKK 129k
CashDKK 103k
Short-term debtDKK 106k
Avg. employees0

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · Redmark, Godkendt Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jul 2024 – 31 Dec 2025195 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOPeter Duffy ObelCurrent
CEODaniel Borup Jakobsen
BoardChristian Sagild
Owner (100%)Insurance Technologies ApSCurrent
Owner (100%)The Narcissus Project ApS
AuditorREDMARK, GODKENDT REVISIONSPARTNERSELSKABCurrent
FounderThe Narcissus Project ApSCurrent

The CEOs' other companies

Peter Duffy Obel – 4 other companies

Daniel Borup Jakobsen – 17 other companies

Address history (2 moves)

Grumstolsvej 66, 8270 Højbjerg
Algade 31, 1., 9000 Aalborg
Sandbjergvej 11, 8220 Brabrand

Former names

Plain Insurance ApS – now
The Chicxulub Impact ApS –

Other companies at the same address

Similar companies in Aarhus

Questions and answers about Plain Insurance ApS

Has Plain Insurance ApS gone bankrupt?

No, Plain Insurance ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Plain Insurance ApS?

Our model estimates a bankruptcy risk of 11.5% over the next 12 months (very high risk), which is 8.2 times the average for Danish companies.

Who is the CEO of Plain Insurance ApS?

Peter Duffy Obel is the CEO of Plain Insurance ApS.

Who is the auditor of Plain Insurance ApS?

Plain Insurance ApS most recently used REDMARK, GODKENDT REVISIONSPARTNERSELSKAB.

When was Plain Insurance ApS founded?

Plain Insurance ApS was founded on 28 June 2024.

What is the equity of Plain Insurance ApS?

Equity was DKK 23k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.