SIMPEL FORSIKRINGSMÆGLER ApS

CVR 45178501 · Private limited company (ApS) · Active · Low risk

SIMPEL FORSIKRINGSMÆGLER ApS is a Private limited company (ApS), founded on , based in Aalborg SV. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.4% over the next 12 months, which is 0.3 times the average for Danish companies. 1 annual report has been published. The latest annual report (31 Dec 2025) shows equity of DKK 4.0m and a net result of DKK 3.9m. CEO: Torsten Kraghede-Jensen, Peter Bruun Frisk, Daniel Østergaard.

Bankruptcy risk for SIMPEL FORSIKRINGSMÆGLER ApS

0.4%
probability of bankruptcy within 12 months
Low risk

0.3 × the average (1.41%) · higher risk than 57% of active Danish companies

Lowest riskHighest risk

Increases the risk

Age (years)1 yrs · bankruptcy rate 21.6%2.5×
Published annual reports1 · bankruptcy rate 18.7%2.1×
CEO changes in the last year2+ · bankruptcy rate 18.5%2.1×
Time at current address0.5–1 yrs · bankruptcy rate 16.5%1.9×
Time since new CEO0.5–1 yrs · bankruptcy rate 15.6%1.8×
CEO's previous bankruptcies1 · bankruptcy rate 14.2%1.6×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Number of CEOs3+ · bankruptcy rate 4.0%0.46×
Equity ratio40%–60% · bankruptcy rate 4.6%0.52×
Return on assets15%+ · bankruptcy rate 5.1%0.58×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Current ratio150%–200% · bankruptcy rate 5.4%0.61×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
45178501
Status
Active
Company type
Private limited company (ApS)
Founded
(2 years)
Address
Stenbukken 1A, 1.
9200 Aalborg SV
Municipality
Aalborg
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 40k
Auditor
Grant Thornton, Godkendt Revisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 1
Missing annual reportNo
Negative equityNo
Equity ratio50.6%
Current ratio200%
Moves (last 2 years)1
CEO changes in total4
CEO's previous bankruptcies1
Other companies at the address3
Going-concern uncertaintyNo

Financials and key figures

Financial year2025
Gross profitDKK 6.3m
Net profitDKK 3.9m
EquityDKK 4.0m
Total assetsDKK 7.9m
CashDKK 160k
Short-term debtDKK 3.9m
Tax owedDKK 1.1m
Avg. employees2

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Grant Thornton, Godkendt Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
31 Oct 2024 – 31 Dec 2025118

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOTorsten Kraghede-JensenCurrent
CEOPeter Bruun FriskCurrent
CEODaniel ØstergaardCurrent
CEONicolai Damgaard Petersen
Owner (20%)Euonymus Holding ApSCurrent
Owner (20%)Pignora ApSCurrent
Owner (50%)Lavial Invest Holding ApSCurrent
Owner (25%)Damgaard Family Holding ApS
Owner (15%)Euonymus Holding ApS
Owner (15%)Pignora ApS
Owner (33%)Lavial Invest Holding ApS
FounderDamgaard Family Holding ApSCurrent
FounderEuonymus Holding ApSCurrent
FounderPignora ApSCurrent
FounderLavial Invest Holding ApSCurrent

The CEOs' other companies

Torsten Kraghede-Jensen – 6 other companies, of which 1 bankrupt

Peter Bruun Frisk – 1 other companies

Daniel Østergaard – 2 other companies

Nicolai Damgaard Petersen – 2 other companies

Address history (1 moves)

Stenbukken 1A, 1., 9200 Aalborg SV
Kromvej 9, 8920 Randers NV

Former names

SIMPEL FORSIKRINGSMÆGLER ApS – now
Selskabet af 31.10.2024 ApS –

Other companies at the same address

Similar companies in Aalborg

Questions and answers about SIMPEL FORSIKRINGSMÆGLER ApS

Has SIMPEL FORSIKRINGSMÆGLER ApS gone bankrupt?

No, SIMPEL FORSIKRINGSMÆGLER ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of SIMPEL FORSIKRINGSMÆGLER ApS?

Our model estimates a bankruptcy risk of 0.4% over the next 12 months (low risk), which is 0.3 times the average for Danish companies.

Who is the CEO of SIMPEL FORSIKRINGSMÆGLER ApS?

Torsten Kraghede-Jensen, Peter Bruun Frisk, Daniel Østergaard are the CEOs of SIMPEL FORSIKRINGSMÆGLER ApS.

Who is the auditor of SIMPEL FORSIKRINGSMÆGLER ApS?

SIMPEL FORSIKRINGSMÆGLER ApS most recently used Grant Thornton, Godkendt Revisionspartnerselskab.

When was SIMPEL FORSIKRINGSMÆGLER ApS founded?

SIMPEL FORSIKRINGSMÆGLER ApS was founded on 31 October 2024.

What is the equity of SIMPEL FORSIKRINGSMÆGLER ApS?

Equity was DKK 4.0m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.