Pensionsspecialisterne ApS
CVR 38154273 · Private limited company (ApS) · Active · Low risk
Pensionsspecialisterne ApS is a Private limited company (ApS), founded on , based in Aalborg. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 9 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 950k and a net result of DKK 455k. CEO: Marco Dybdal.
Bankruptcy risk for Pensionsspecialisterne ApS
0.0 × the average (1.41%) · higher risk than 18% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 38154273
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (9 years)
- Address
- Gasværksvej 5
9000 Aalborg - Municipality
- Aalborg
- Industry
- Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning - Share capital
- DKK 150k
- Auditor
- Grant Thornton, Godkendt Revisionspartnerselskab
- Audit opted out
- No
Warning signs
| Annual reports filed late | 1 of 9 |
| Missing annual report | No |
| Negative equity | No |
| Equity ratio | 83.3% |
| Current ratio | 526% |
| Moves (last 2 years) | 0 |
| CEO changes in total | 0 |
| CEO's previous bankruptcies | 0 |
| Other companies at the address | 31 |
| Going-concern uncertainty | No |
Financials and key figures
| Financial year | 2025 | 2024 |
|---|---|---|
| Gross profit | DKK -28k | DKK -38k |
| Net profit | DKK 455k | DKK 356k |
| Equity | DKK 950k | DKK 695k |
| Total assets | DKK 1.1m | DKK 903k |
| Cash | DKK 832k | – |
| Short-term debt | DKK 191k | – |
| Avg. employees | 0 | – |
Latest annual report: Reporting class B · auditor's statement: Erklæring om udvidet gennemgang · Grant Thornton, Godkendt Revisionspartnerselskab.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 97 | ||
| 1 Jan 2024 – 31 Dec 2024 | 72 | ||
| 1 Jan 2023 – 31 Dec 2023 | 155 | ||
| 1 Jan 2022 – 31 Dec 2022 | 163 | ||
| 1 Jan 2021 – 31 Dec 2021 | 101 | ||
| 1 Jan 2020 – 31 Dec 2020 | 148 | ||
| 1 Jan 2019 – 31 Dec 2019 | 223 | Late | |
| 1 Jan 2018 – 31 Dec 2018 | 102 | ||
| 2 Nov 2016 – 31 Dec 2017 | 164 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Marco Dybdal | Current | |
| Board | Torben Spuur Jensen | Current | |
| Board | Jan Heyn Stubberup | Current | |
| Board | Marco Dybdal | ||
| Board | Carsten Nøreng Pedersen | ||
| Board | Rasmus Rævskær Thomsen | ||
| Board | Rasmus Rævskær Thomsen | ||
| Owner (50%) | Marco Dybdal Holding ApS | Current | |
| Owner (33%) | HARD WORK CAPITAL - ApS | Current | |
| Owner (33%) | Marco Dybdal Holding ApS | ||
| Owner (33%) | CPDK Holding ApS | ||
| Owner (33%) | HARD WORK CAPITAL - ApS | ||
| Owner (50%) | HARD WORK CAPITAL - ApS | ||
| Auditor | Grant Thornton, Godkendt Revisionspartnerselskab | Current | |
| Auditor | Kvist & Jensen Statsautoriseret Revisionspartnerselskab | ||
| Founder | Marco Dybdal Holding ApS | Current |
The CEOs' other companies
Marco Dybdal – 8 other companies
- Chr. Moberg Rådgivning ApS Active
- Den bornholmske pensionsmægler ApS Active
- Marco Dybdal Holding ApS Active
- Micmar ApS Active
- P. Hansen DK ApS Active
- Pensionsanalyse Danmark ApS Active
- Thomas Soelberg ApS Active
- Wihlborg Advisory ApS Active
Address history (3 moves)
| Gasværksvej 5, 9000 Aalborg | |
| Gasværksvej 5, 9000 Aalborg | |
| Slotspladsen 1, 9000 Aalborg | |
| Trudslevvej 10, 9480 Løkken |
Former names
| Pensionsspecialisterne ApS | – now |
| MCR Pensionsmægler ApS | – |
| M. Pensionsmægler ApS | – |
Other companies at the same address
- CinderCat Games ApS Bankrupt
- FUTURE KOMMUNIKATION A/S Bankrupt
- TELE-CD COMPANY A/S Bankrupt
- AFVIKLINGSSELSKABET AF 29. JANUAR 2008 ApS Compulsorily dissolved
- CLEFT 2009 HOLDING ApS Fusioneret
- CLEFT HOLDING ApS Active
- CLT FINANS ApS Compulsorily dissolved
- CONZENTRATE HOLDING ApS Fusioneret
- Creativum ApS Active
- DEZIDE ApS Active
- DEZIDE HOLDING ApS Fusioneret
- DRØS ApS Active
- DevelopNord A/S Active
- Esak ApS Active
- Final Film ApS Active
- Fjordmand Consulting ApS Active
- Fjordmand Holding ApS Active
- Groblaa Forlag ApS Active
- HUGIN EXPERT A/S Active
- INROPA A/S Active
- JLF Aalborg Holding ApS Active
- KORRIDOREN ApS Compulsorily dissolved
- MEDIESELSKABET TEMP ApS Compulsorily dissolved
- MH Aalborg Holding ApS Active
- NelleInvest ApS Active
Similar companies in Aalborg
- PLI ApS Aalborg
- SIMPEL FORSIKRINGSMÆGLER ApS Aalborg SV
- Fair Pension ApS Aalborg
- Plain Insurance ApS Aalborg
- Söderberg & Partners Lund & Badsberg Forsikringsmægler ApS Aalborg
- Dansø Gruppen Aalborg Forsikringsmæglere ApS Aalborg
- Forsikringshuset ApS Hals
- Howden Pensionsagentur A/S Aalborg SV
- OXILIO Forsikring ApS Aalborg SV
- BÆKMARK & KVIST FORSIKRINGSRÅDGIVNING A/S Aalborg SV
- Kibsgaard Forsikringsagentur ApS Aalborg SV
- AutoRisk ApS Aalborg
Questions and answers about Pensionsspecialisterne ApS
Has Pensionsspecialisterne ApS gone bankrupt?
No, Pensionsspecialisterne ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of Pensionsspecialisterne ApS?
Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.
Who is the CEO of Pensionsspecialisterne ApS?
Marco Dybdal is the CEO of Pensionsspecialisterne ApS.
Who is the auditor of Pensionsspecialisterne ApS?
Pensionsspecialisterne ApS most recently used Grant Thornton, Godkendt Revisionspartnerselskab.
When was Pensionsspecialisterne ApS founded?
Pensionsspecialisterne ApS was founded on 2 November 2016.
What is the equity of Pensionsspecialisterne ApS?
Equity was DKK 950k according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.