Howden Pensionsagentur A/S

CVR 31633869 · Public limited company (A/S) · Active · Low risk

Howden Pensionsagentur A/S is a Public limited company (A/S), founded on , based in Aalborg SV. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.1 times the average for Danish companies. 16 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 16.0m and a net result of DKK 2.2m. CEO: Lars Bartholomæussen.

Bankruptcy risk for Howden Pensionsagentur A/S

0.1%
probability of bankruptcy within 12 months
Low risk

0.1 × the average (1.41%) · higher risk than 38% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO changes1 · bankruptcy rate 11.4%1.3×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Company typeA/S · bankruptcy rate 4.4%0.50×
Equity ratio40%–60% · bankruptcy rate 4.6%0.52×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
31633869
Status
Active
Company type
Public limited company (A/S)
Founded
(18 years)
Address
Vandmanden 10A
9200 Aalborg SV
Municipality
Aalborg
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 500k
Employees
24 (2018)
Auditor
EY Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late0 of 16
Missing annual reportNo
Negative equityNo
Equity ratio40.8%
Current ratio133%
Moves (last 2 years)0
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address56
Going-concern uncertaintyNo

Financials and key figures

Financial year20252025202420232022
Gross profitDKK 10.2mDKK 29.3mDKK 11.8mDKK 36.6mDKK 29.8m
Net profitDKK 2.2mDKK 4.0mDKK -151kDKK 17.5mDKK 15.4m
EquityDKK 16.0mDKK 13.8mDKK 59.8mDKK 71.6mDKK 44.3m
Total assetsDKK 37.7mDKK 33.8mDKK 77.7mDKK 79.7mDKK 50.8m
CashDKK 1.9mDKK 1.1mDKK 3.8mDKK 2.5m–
Short-term debtDKK 21.2mDKK 18.4mDKK 15.1mDKK 4.8m–
Tax owedDKK 1.8m––DKK 3.1m–
Avg. employees25222016–

Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring om udvidet gennemgang · EY Godkendt Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Oct 2024 – 30 Sep 2025181
1 Jan 2023 – 31 Dec 2023150
1 Jan 2022 – 31 Dec 2022135
1 Jan 2021 – 31 Dec 2021122
1 Jan 2020 – 31 Dec 202048
1 Jan 2019 – 31 Dec 201969
1 Jan 2018 – 31 Dec 2018131
1 Jan 2017 – 31 Dec 2017120
1 Jan 2016 – 31 Dec 2016100
1 Jan 2015 – 31 Dec 2015120
1 Jan 2014 – 31 Dec 2014107
1 Jan 2013 – 31 Dec 201397
1 Jan 2012 – 31 Dec 2012114
1 Jan 2011 – 31 Dec 2011114
1 Jan 2010 – 31 Dec 2010122
25 Aug 2008 – 31 Dec 2009154

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOLars BartholomæussenCurrent
CEOBrian Bundgaard Pedersen
BoardLars Rosenkrantz GundorphCurrent
BoardJohnny Krohn RasmussenCurrent
BoardCarl Anders Holde-JensenCurrent
BoardOle Schou
BoardLars Bo Pedersen
BoardBrian Bundgaard Pedersen
BoardLars Bartholomæussen
BoardMorten Søgaard Kristensen
BoardThomas Kaas Selsø
Owner (100%)Howden Danmark A/SCurrent
Owner (15%)LBP GROUP ApS
Owner (25%)BB GROUP ApS
Owner (25%)LB GROUP ApS
Owner (15%)MSK GROUP ApS
Owner (15%)SCHOU GROUP ApS
Owner (10%)LBP GROUP ApS
Owner (10%)MSK GROUP ApS
Owner (10%)SCHOU GROUP ApS
Owner (10%)JP Invest 2020 ApS
AuditorEY Godkendt RevisionspartnerselskabCurrent
AuditorKpmg C Jespersen
AuditorEY Godkendt Revisionspartnerselskab
AuditorBeierholm Godkendt Revisionspartnerselskab
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderLBP GROUP ApSCurrent
FounderBB GROUP ApSCurrent
FounderLB GROUP ApSCurrent
FounderMSK GROUP ApSCurrent

The CEOs' other companies

Lars Bartholomæussen – 16 other companies

Brian Bundgaard Pedersen – 12 other companies

Address history (3 moves)

Vandmanden 10A, 9200 Aalborg SV
Nørgaardsvej 32, 2800 Kongens Lyngby
Vandmanden 10A, 9200 Aalborg SV
Vandmanden 24, 9200 Aalborg SV

Former names

Howden Pensionsagentur A/S – now
North Pensionsagentur A/S –
JYSK PENSION RÅDGIVNING A/S –
JYSK PENSION ApS –

Employees per year

Number of employees at Howden Pensionsagentur A/S per year12242011: 1120112012: 1420122013: 1720132014: 2120142015: 1820152016: 2120162017: 2420172018: 242018

Other companies at the same address

Similar companies in Aalborg

Questions and answers about Howden Pensionsagentur A/S

Has Howden Pensionsagentur A/S gone bankrupt?

No, Howden Pensionsagentur A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Howden Pensionsagentur A/S?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.1 times the average for Danish companies.

Who is the CEO of Howden Pensionsagentur A/S?

Lars Bartholomæussen is the CEO of Howden Pensionsagentur A/S.

Who is the auditor of Howden Pensionsagentur A/S?

Howden Pensionsagentur A/S most recently used EY Godkendt Revisionspartnerselskab.

When was Howden Pensionsagentur A/S founded?

Howden Pensionsagentur A/S was founded on 25 August 2008.

What is the equity of Howden Pensionsagentur A/S?

Equity was DKK 16.0m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.