S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS

CVR 37219568 · Private limited company (ApS) · Active · Medium risk

S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS is a Private limited company (ApS), founded on , based in Rødovre. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 1.6% over the next 12 months, which is 1.1 times the average for Danish companies. 10 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -2.8m and a net result of DKK 177k. CEO: Luise Rita Juhl Warming.

Bankruptcy risk for S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS

1.6%
probability of bankruptcy within 12 months
Medium risk

1.1 × the average (1.41%) · higher risk than 79% of active Danish companies

Lowest riskHighest risk

Increases the risk

Equity ratio< -50% · bankruptcy rate 19.3%2.2×
CEO changes in the last year2+ · bankruptcy rate 18.5%2.1×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Time since new CEO0.5–1 yrs · bankruptcy rate 15.6%1.8×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×

Reduces the risk

Published annual reports10+ · bankruptcy rate 3.0%0.35×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Registered owners4+ · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
37219568
Status
Active
Company type
Private limited company (ApS)
Founded
(10 years)
Address
c/o Söderberg & Partners Danmark Holding ApS, Vojensvej 11
2610 Rødovre
Municipality
Hvidovre
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 116k
Employees
2 (2018)
Auditor
DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
Audit opted out
No

Warning signs

Annual reports filed late1 of 10
Missing annual reportNo
Negative equityYes
Equity ratio-59.7%
Current ratio45%
Moves (last 2 years)1
CEO changes in total3
CEO's previous bankruptcies0
Other companies at the address29
Going-concern uncertaintyYes

Financials and key figures

Financial year202520242023
Gross profitDKK 8.3mDKK 5.2mDKK 3.1m
Net profitDKK 177kDKK -744kDKK 554k
EquityDKK -2.8mDKK -6.2mDKK -5.5m
Total assetsDKK 4.8mDKK 1.1mDKK 1.4m
Short-term debtDKK 4.5mDKK 4.2m–
Tax owedDKK 40k––
Avg. employees116–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · Deloitte Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025169
1 Jan 2024 – 31 Dec 2024167
1 Jan 2023 – 31 Dec 2023178
1 Jan 2022 – 31 Dec 2022180
1 Jan 2021 – 31 Dec 2021178
1 Jan 2020 – 31 Dec 2020140
1 Jan 2019 – 31 Dec 2019174
1 Jan 2018 – 31 Dec 2018148
1 Jan 2017 – 31 Dec 2017151
11 Nov 2015 – 31 Dec 2016188 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOLuise Rita Juhl WarmingCurrent
CEOBent Kemplar
CEOTorben Spuur Jensen
BoardTorben Spuur JensenCurrent
BoardMorten OlsenCurrent
BoardLuise Rita Juhl Warming
Owner (50%)SÖDERBERG & PARTNERS DANMARK HOLDING ApSCurrent
Owner (5%)NS HOLDING ApSCurrent
Owner (20%)Juhl Warming Holding ApSCurrent
Owner (10%)Matnus Holding ApSCurrent
Owner (100%)KR 332 ApS
Owner (100%)SÖDERBERG & PARTNERS DANMARK HOLDING ApS
Owner (33%)Söderberg & Partners Investments ApS
Owner (20%)Juhl Warming Holding ApS
Owner (20%)Brok Olsen Holding IVS
Owner (5%)Dahlberg Holding I ApS
Owner (5%)Dahlberg Holding II ApS
Owner (33%)Juhl Warming Holding ApS
Owner (50%)Söderberg & Partners Investments ApS
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKABCurrent
AuditorPRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderKR 332 ApSCurrent

The CEOs' other companies

Luise Rita Juhl Warming – 2 other companies

Bent Kemplar – 51 other companies, of which 22 bankrupt

Torben Spuur Jensen – 35 other companies, of which 2 bankrupt

Address history (4 moves)

c/o Söderberg & Partners Danmark Holding ApS, Vojensvej 11, 2610 Rødovre
c/o Söderberg & Partners Danmark Holding ApS, Amaliegade 3, 1256 København K
c/o Söderberg & Partners Danmark Holding ApS, Landgreven 3, 1. tv, 1301 København K
c/o Söderberg & Partners Danmark Holding ApS, Carl Gustavs Gade 3, 2., 2630 Taastrup
c/o Kromann Reumert, Sundkrogsgade 5, 2100 København Ø

Former names

S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS – now
S.P.D.L. København ApS –
KR 1815 ApS –

Employees per year

Number of employees at S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS per year122016: 220162017: 220172018: 22018

Other companies at the same address

Similar companies in Hvidovre

Questions and answers about S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS

Has S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS gone bankrupt?

No, S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS?

Our model estimates a bankruptcy risk of 1.6% over the next 12 months (medium risk), which is 1.1 times the average for Danish companies.

Who is the CEO of S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS?

Luise Rita Juhl Warming is the CEO of S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS.

Who is the auditor of S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS?

S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS most recently used DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB.

When was S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS founded?

S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS was founded on 11 November 2015.

What is the equity of S.P.D.L. KØBENHAVN FORSIKRINGSMÆGLERE ApS?

Equity was DKK -2.8m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.