S&P Nord ApS

CVR 43039385 · Private limited company (ApS) · Active · Medium risk

S&P Nord ApS is a Private limited company (ApS), founded on , based in Nordhavn. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 2.0% over the next 12 months, which is 1.4 times the average for Danish companies. 4 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -131k and a net result of DKK 87k.

Bankruptcy risk for S&P Nord ApS

2.0%
probability of bankruptcy within 12 months
Medium risk

1.4 × the average (1.41%) · higher risk than 82% of active Danish companies

Lowest riskHighest risk

Increases the risk

Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Equity ratio-50%–0% · bankruptcy rate 14.8%1.7×
Age (years)3–5 yrs · bankruptcy rate 13.3%1.5×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×

Reduces the risk

Return on assets15%+ · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Has a boardYes · bankruptcy rate 6.0%0.68×
Registered owners3 · bankruptcy rate 6.2%0.71×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×
Missed filing deadlines0 · bankruptcy rate 7.1%0.81×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
43039385
Status
Active
Company type
Private limited company (ApS)
Founded
(4 years)
Address
Kattegatvej 4
2150 Nordhavn
Municipality
København
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 40k
Auditor
Baker Tilly Denmark
Audit opted out
Yes

Warning signs

Annual reports filed late1 of 4
Missing annual reportNo
Negative equityYes
Equity ratio-42.0%
Current ratio24%
Moves (last 2 years)0
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address9
Going-concern uncertaintyYes

Financials and key figures

Financial year202520242023
Gross profitDKK 92kDKK -32kDKK -26k
Net profitDKK 87kDKK -35kDKK -26k
EquityDKK -131kDKK -218kDKK -183k
Total assetsDKK 312kDKK 353kDKK 216k
CashDKK 24kDKK 6,426–
Short-term debtDKK 267kDKK 202k–
Avg. employees11–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Baker Tilly Denmark.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025187 Late
1 Jan 2024 – 31 Dec 2024146
1 Jan 2023 – 31 Dec 2023144
17 Nov 2021 – 31 Dec 2022180

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOTorben Spuur Jensen
BoardTorben Spuur JensenCurrent
BoardKasper VangCurrent
BoardFrederik Nyholm RasmussenCurrent
Owner (20%)FNR Holding ApSCurrent
Owner (33%)Det Går Nok ApSCurrent
Owner (33%)J-B Holding ApSCurrent
Owner (100%)SÖDERBERG & PARTNERS DANMARK FORSIKRINGSMÆGLERVIRKSOMHED A/S
Owner (50%)Johan Emil Juel-Berg
Owner (50%)Kasper Vang
Owner (33%)Johan Emil Juel-Berg
Owner (33%)Kasper Vang
Owner (20%)Frederik Nyholm Rasmussen
Owner (100%)S&P Nord Holding ApS
FounderSÖDERBERG & PARTNERS DANMARK FORSIKRINGSMÆGLERVIRKSOMHED A/SCurrent

The CEOs' other companies

Torben Spuur Jensen – 35 other companies, of which 2 bankrupt

Address history (1 moves)

Kattegatvej 4, 2150 Nordhavn
Amaliegade 3, 1256 København K

Former names

S&P Nord ApS – now
S&P Pension City ApS –

Other companies at the same address

Similar companies in København

Questions and answers about S&P Nord ApS

Has S&P Nord ApS gone bankrupt?

No, S&P Nord ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of S&P Nord ApS?

Our model estimates a bankruptcy risk of 2.0% over the next 12 months (medium risk), which is 1.4 times the average for Danish companies.

Who is the auditor of S&P Nord ApS?

S&P Nord ApS most recently used Baker Tilly Denmark.

When was S&P Nord ApS founded?

S&P Nord ApS was founded on 17 November 2021.

What is the equity of S&P Nord ApS?

Equity was DKK -131k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.