USG Insurance Agency ApS

CVR 45538540 · Private limited company (ApS) · Active · Low risk

USG Insurance Agency ApS is a Private limited company (ApS), founded on , based in Ballerup. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.9% over the next 12 months, which is 0.6 times the average for Danish companies. 1 annual report has been published. The latest annual report (31 Dec 2025) shows equity of DKK 529k and a net result of DKK 67k.

Bankruptcy risk for USG Insurance Agency ApS

0.9%
probability of bankruptcy within 12 months
Low risk

0.6 × the average (1.41%) · higher risk than 69% of active Danish companies

Lowest riskHighest risk

Increases the risk

Moves in the last 2 years3+ · bankruptcy rate 41.0%4.7×
Age (years)2 yrs · bankruptcy rate 18.9%2.1×
Published annual reports1 · bankruptcy rate 18.7%2.1×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
CEOs in total (historical)0 · bankruptcy rate 12.4%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×
Time at current address< 0.5 yrs · bankruptcy rate 12.0%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×

Reduces the risk

Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Registered owners4+ · bankruptcy rate 5.7%0.65×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
45538540
Status
Active
Company type
Private limited company (ApS)
Founded
(2 years)
Address
Lautruphøj 5, 1.
2750 Ballerup
Municipality
Ballerup
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 250k
Auditor
Grant Thornton, Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late0 of 1
Missing annual reportNo
Negative equityNo
Equity ratio20.1%
Current ratio125%
Moves (last 2 years)5
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address132
Going-concern uncertaintyNo

Financials and key figures

Financial year2025
Gross profitDKK 1.5m
Net profitDKK 67k
EquityDKK 529k
Total assetsDKK 2.6m
CashDKK 934k
Short-term debtDKK 2.1m
Tax owedDKK 25k
Avg. employees2

Latest annual report: Reporting class B · auditor's statement: Erklæring om udvidet gennemgang · Grant Thornton, Godkendt Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
18 Oct 2024 – 31 Dec 2025159

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
Owner (5%)Bjerrum Bach Holdings ApSCurrent
Owner (33%)JBN HOLDING ApSCurrent
Owner (10%)Bonus Eventus ApSCurrent
Owner (15%)Søby Holdings Ltd. ApSCurrent
Owner (15%)BIMAMO Holding ApSCurrent
Owner (25%)Henrik Birkedal Søby
Owner (25%)DACCO INVEST ApS
Owner (25%)PONTICULUS G.m.b.H. ApS
Owner (25%)Bjerrum Bach Holdings ApS
Owner (50%)Bjerrum Bach Holdings ApS
Owner (33%)DACCO INVEST ApS
Owner (5%)Søby Holdings Ltd. ApS
Owner (33%)Procedius ApS
AuditorGrant Thornton, Godkendt RevisionspartnerselskabCurrent
FounderHenrik Birkedal SøbyCurrent

Address history (5 moves)

Lautruphøj 5, 1., 2750 Ballerup
Stamholmen 175, 1., 2650 Hvidovre
c/o Jusmedico Advokatanpartsselskab, Amaliegade 6, 2. tv, 1256 København K
c/o Jusmedico, Teknikerbyen 5, 2., 2830 Virum
Stamholmen 175, 1., 2650 Hvidovre
c/o Jusmedico Advokatanpartsselskab, Teknikerbyen 5, 2., 2830 Virum

Other companies at the same address

Similar companies in Ballerup

Questions and answers about USG Insurance Agency ApS

Has USG Insurance Agency ApS gone bankrupt?

No, USG Insurance Agency ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of USG Insurance Agency ApS?

Our model estimates a bankruptcy risk of 0.9% over the next 12 months (low risk), which is 0.6 times the average for Danish companies.

Who is the auditor of USG Insurance Agency ApS?

USG Insurance Agency ApS most recently used Grant Thornton, Godkendt Revisionspartnerselskab.

When was USG Insurance Agency ApS founded?

USG Insurance Agency ApS was founded on 18 October 2024.

What is the equity of USG Insurance Agency ApS?

Equity was DKK 529k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.