2N Pensionsmægler ApS

CVR 39048868 · Private limited company (ApS) · Active · Low risk

2N Pensionsmægler ApS is a Private limited company (ApS), founded on , based in Vordingborg. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.1 times the average for Danish companies. 8 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 138k and a net result of DKK 292k. CEO: Mikael Hoffmann Nygaard, Carsten Nøreng Pedersen.

Bankruptcy risk for 2N Pensionsmægler ApS

0.1%
probability of bankruptcy within 12 months
Low risk

0.1 × the average (1.41%) · higher risk than 38% of active Danish companies

Lowest riskHighest risk

Increases the risk

Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
CEO changes1 · bankruptcy rate 11.4%1.3×
Time since new CEO2–5 yrs · bankruptcy rate 10.8%1.2×
Share of late annual reports25%–50% · bankruptcy rate 10.6%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Annual reports filed late2 · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Return on assets15%+ · bankruptcy rate 5.1%0.58×
Negative equityNo · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Number of CEOs2 · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
39048868
Status
Active
Company type
Private limited company (ApS)
Founded
(9 years)
Address
Kløften 23
4760 Vordingborg
Municipality
Vordingborg
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 50k
Auditor
Grant Thornton, Godkendt Revisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late2 of 8
Missing annual reportNo
Negative equityNo
Equity ratio62.0%
Current ratio146%
Moves (last 2 years)0
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address1
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK -13kDKK -32kDKK -28k
Net profitDKK 292kDKK 286kDKK 252k
EquityDKK 138kDKK 256kDKK 121k
Total assetsDKK 223kDKK 397kDKK 244k
CashDKK 56kDKK 244k–
Short-term debtDKK 85kDKK 141k–
Tax owedDKK 64kDKK 52k–
Avg. employees0––

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Grant Thornton, Godkendt Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025120
1 Jan 2024 – 31 Dec 2024134
1 Jan 2023 – 31 Dec 2023130
1 Jan 2022 – 31 Dec 2022163
1 Jan 2021 – 31 Dec 2021183
1 Jan 2020 – 31 Dec 2020181
1 Jan 2019 – 31 Dec 2019246 Late
12 Jul 2017 – 31 Dec 2018162

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOMikael Hoffmann NygaardCurrent
CEOCarsten Nøreng PedersenCurrent
BoardKarina Hoffmann NygaardCurrent
BoardCarsten Nøreng PedersenCurrent
BoardTorben Spuur Jensen
BoardMikael Hoffmann Nygaard
Owner (50%)CPDK Holding ApSCurrent
Owner (50%)MNY 2017 Holding ApSCurrent
Owner (100%)MNY 2017 Holding ApS
FounderMNY 2017 Holding ApSCurrent

The CEOs' other companies

Mikael Hoffmann Nygaard – 1 other companies

Carsten Nøreng Pedersen – 3 other companies

Address history (0 moves)

Kløften 23, 4760 Vordingborg

Former names

2N Pensionsmægler ApS – now
1M Pensionsmægler ApS –

Other companies at the same address

Similar companies in Vordingborg

Questions and answers about 2N Pensionsmægler ApS

Has 2N Pensionsmægler ApS gone bankrupt?

No, 2N Pensionsmægler ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of 2N Pensionsmægler ApS?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.1 times the average for Danish companies.

Who is the CEO of 2N Pensionsmægler ApS?

Mikael Hoffmann Nygaard, Carsten Nøreng Pedersen are the CEOs of 2N Pensionsmægler ApS.

Who is the auditor of 2N Pensionsmægler ApS?

2N Pensionsmægler ApS most recently used Grant Thornton, Godkendt Revisionspartnerselskab.

When was 2N Pensionsmægler ApS founded?

2N Pensionsmægler ApS was founded on 12 July 2017.

What is the equity of 2N Pensionsmægler ApS?

Equity was DKK 138k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.