Luma Forsikringsformidling ApS

CVR 46347404 · Private limited company (ApS) · Active · Medium risk

Luma Forsikringsformidling ApS is a Private limited company (ApS), founded on , based in Espergærde. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 1.9% over the next 12 months, which is 1.3 times the average for Danish companies. CEO: Jan Marco Jensen.

Bankruptcy risk for Luma Forsikringsformidling ApS

1.9%
probability of bankruptcy within 12 months
Medium risk

1.3 × the average (1.41%) · higher risk than 82% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO changes in the last year2+ · bankruptcy rate 18.5%2.1×
Published annual reports0 · bankruptcy rate 16.7%1.9×
Time at current address0.5–1 yrs · bankruptcy rate 16.5%1.9×
Time since new CEO0.5–1 yrs · bankruptcy rate 15.6%1.8×
Age (years)< 1 yrs · bankruptcy rate 12.9%1.5×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Audit opted outYes · bankruptcy rate 10.4%1.2×

Reduces the risk

Moves in the last 2 years0 · bankruptcy rate 7.4%0.84×
CEO's other companies4–10 · bankruptcy rate 7.6%0.87×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
46347404
Status
Active
Company type
Private limited company (ApS)
Founded
(0 years)
Address
Ny Strandvej 20
3060 Espergærde
Municipality
Helsingør
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 21k
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 0
Missing annual reportNo
Negative equity–
Equity ratio–
Current ratio–
Moves (last 2 years)0
CEO changes in total2
CEO's previous bankruptcies0
Other companies at the address5
Going-concern uncertaintyNo

Management, owners and auditor

RoleNameFromTo
CEOJan Marco JensenCurrent
CEOThomas Richard Hjarsen
CEOJacob Zangenberg Jensen
Owner (100%)JMJ 2016 ApSCurrent
Owner (33%)JMJ 2016 ApS
Owner (33%)Hjarsen ApS
Owner (33%)JZ Holding ApS
FounderJMJ 2016 ApSCurrent
FounderHjarsen ApSCurrent
FounderJZ Holding ApSCurrent

The CEOs' other companies

Jan Marco Jensen – 9 other companies, of which 1 bankrupt

Address history (0 moves)

Ny Strandvej 20, 3060 Espergærde

Other companies at the same address

Similar companies in Helsingør

Questions and answers about Luma Forsikringsformidling ApS

Has Luma Forsikringsformidling ApS gone bankrupt?

No, Luma Forsikringsformidling ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Luma Forsikringsformidling ApS?

Our model estimates a bankruptcy risk of 1.9% over the next 12 months (medium risk), which is 1.3 times the average for Danish companies.

Who is the CEO of Luma Forsikringsformidling ApS?

Jan Marco Jensen is the CEO of Luma Forsikringsformidling ApS.

When was Luma Forsikringsformidling ApS founded?

Luma Forsikringsformidling ApS was founded on 19 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.