ISA Insurance Agency ApS

CVR 35830057 · Private limited company (ApS) · Active · Medium risk

ISA Insurance Agency ApS is a Private limited company (ApS), founded on , based in Helsingør. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 1.4% over the next 12 months, which is 1.0 times the average for Danish companies. 12 annual reports have been published, of which 4 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -1.2m and a net result of DKK 162k. CEO: Mahmed Strunch Naghdiani.

Bankruptcy risk for ISA Insurance Agency ApS

1.4%
probability of bankruptcy within 12 months
Medium risk

1.0 × the average (1.41%) · higher risk than 75% of active Danish companies

Lowest riskHighest risk

Increases the risk

Qualification / emphasis of matterYes · bankruptcy rate 29.3%3.3×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Equity ratio-50%–0% · bankruptcy rate 14.8%1.7×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Share of late annual reports25%–50% · bankruptcy rate 10.6%1.2×

Reduces the risk

Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Loss for the yearNo · bankruptcy rate 5.3%0.60×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
35830057
Status
Active
Company type
Private limited company (ApS)
Founded
(12 years)
Address
Stengade 7
3000 Helsingør
Municipality
Helsingør
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 50k
Auditor
AAEN & CO. STATSAUTORISEREDE REVISORER P/S
Audit opted out
No

Warning signs

Annual reports filed late4 of 12
Missing annual reportNo
Negative equityYes
Equity ratio-14.4%
Current ratio38%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address8
Going-concern uncertaintyYes

Financials and key figures

Financial year202520242023
Gross profitDKK 727kDKK -1.5mDKK -184k
Net profitDKK 162kDKK -1.1mDKK -142k
EquityDKK -1.2mDKK -1.4mDKK -216k
Total assetsDKK 8.3mDKK 892kDKK 758k
CashDKK 1.6mDKK 451k–
Short-term debtDKK 9.5mDKK 2.2m–
Tax owedDKK 0DKK 0–
Avg. employees00–

Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring om udvidet gennemgang · Aaen &amp; Co. statsautoriserede revisorer p/s.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025189 Late
1 Jan 2024 – 31 Dec 2024188 Late
1 Jan 2023 – 31 Dec 2023178
1 Jan 2022 – 31 Dec 2022173
1 Jan 2021 – 31 Dec 2021144
1 Jan 2020 – 31 Dec 2020118
1 Jan 2019 – 31 Dec 2019188 Late
1 Jan 2018 – 31 Dec 2018164
1 Jan 2017 – 31 Dec 2017155
1 Jan 2016 – 31 Dec 2016185 Late
1 Jan 2015 – 31 Dec 2015172
11 Apr 2014 – 31 Dec 2014155

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOMahmed Strunch NaghdianiCurrent
Owner (100%)ISA HOLDING AF 080809 ApSCurrent
AuditorAAEN & CO. STATSAUTORISEREDE REVISORER P/SCurrent
AuditorKALLERMANN REVISION A/S STATSAUTORISERET REVISIONSFIRMA
AuditorALBJERG STATSAUTORISERET REVISIONSAKTIESELSKAB
FounderISA HOLDING AF 080809 ApSCurrent

The CEOs' other companies

Mahmed Strunch Naghdiani – 5 other companies

Address history (0 moves)

Stengade 7, 3000 Helsingør

Former names

ISA Insurance Agency ApS – now
ISA INSURANCE ApS –

Other companies at the same address

Similar companies in Helsingør

Questions and answers about ISA Insurance Agency ApS

Has ISA Insurance Agency ApS gone bankrupt?

No, ISA Insurance Agency ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of ISA Insurance Agency ApS?

Our model estimates a bankruptcy risk of 1.4% over the next 12 months (medium risk), which is 1.0 times the average for Danish companies.

Who is the CEO of ISA Insurance Agency ApS?

Mahmed Strunch Naghdiani is the CEO of ISA Insurance Agency ApS.

Who is the auditor of ISA Insurance Agency ApS?

ISA Insurance Agency ApS most recently used AAEN & CO. STATSAUTORISEREDE REVISORER P/S.

When was ISA Insurance Agency ApS founded?

ISA Insurance Agency ApS was founded on 11 April 2014.

What is the equity of ISA Insurance Agency ApS?

Equity was DKK -1.2m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.