RFA ApS

CVR 43450476 · Private limited company (ApS) · Active · Low risk

RFA ApS is a Private limited company (ApS), founded on , based in Ballerup. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.5% over the next 12 months, which is 0.4 times the average for Danish companies. 3 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 4,973 and a net result of DKK -9,161. CEO: Paul Herman Nielsen-Hannerup.

Bankruptcy risk for RFA ApS

0.5%
probability of bankruptcy within 12 months
Low risk

0.4 × the average (1.41%) · higher risk than 60% of active Danish companies

Lowest riskHighest risk

Increases the risk

Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Age (years)3–5 yrs · bankruptcy rate 13.3%1.5×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Published annual reports3–5 · bankruptcy rate 11.7%1.3×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Other companies at the same address100+ · bankruptcy rate 11.5%1.3×
Equity vs. share capital0–0.5× · bankruptcy rate 11.1%1.3×

Reduces the risk

Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Return on assets-20%–0% · bankruptcy rate 6.2%0.70×
Registered owners3 · bankruptcy rate 6.2%0.71×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
43450476
Status
Active
Company type
Private limited company (ApS)
Founded
(4 years)
Address
c/o paul Nielsen-Hannerup, Borupvang 3, st.
2750 Ballerup
Municipality
Ballerup
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 42k
Auditor
Revision København, godkendtrevisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 3
Missing annual reportNo
Negative equityNo
Equity ratio0.1%
Current ratio42%
Moves (last 2 years)1
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address150
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 0–
Net profitDKK -9,161–
EquityDKK 4,973–
Total assetsDKK 4.4m–
CashDKK 4,486–
Short-term debtDKK 4.4m–
Tax owedDKK 0–
Avg. employees1–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Revision København, godkendtrevisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025166
1 Jan 2024 – 31 Dec 2024149
11 Aug 2022 – 31 Dec 2023177

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOPaul Herman Nielsen-HannerupCurrent
Owner (33%)PS GROUP ApSCurrent
Owner (33%)FINK-JAKOBSEN INVEST HOLDING ApSCurrent
Owner (33%)PS-Voldsgaard ApSCurrent
Owner (67%)Dansk Arbejdsskadeforsikring Agentur A/S
Owner (33%)Dansk Betalingsforsikring Agentur Aps
FounderDansk Arbejdsskadeforsikring Agentur A/SCurrent
FounderDansk Betalingsforsikring Agentur ApsCurrent

The CEOs' other companies

Paul Herman Nielsen-Hannerup – 8 other companies

Address history (2 moves)

c/o paul Nielsen-Hannerup, Borupvang 3, st., 2750 Ballerup
c/o paul Nielsen-Hannerup, Frederiksborgvej 23, 3450 Allerød
Herlev Ringvej 2C, 2730 Herlev

Other companies at the same address

Similar companies in Ballerup

Questions and answers about RFA ApS

Has RFA ApS gone bankrupt?

No, RFA ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of RFA ApS?

Our model estimates a bankruptcy risk of 0.5% over the next 12 months (low risk), which is 0.4 times the average for Danish companies.

Who is the CEO of RFA ApS?

Paul Herman Nielsen-Hannerup is the CEO of RFA ApS.

Who is the auditor of RFA ApS?

RFA ApS most recently used Revision København, godkendtrevisionspartnerselskab.

When was RFA ApS founded?

RFA ApS was founded on 11 August 2022.

What is the equity of RFA ApS?

Equity was DKK 4,973 according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.