BT Finans ApS

CVR 44109204 · Private limited company (ApS) · Active · Low risk

BT Finans ApS is a Private limited company (ApS), founded on , based in Silkeborg. The company is registered in the industry investering for egen regning. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.1 times the average for Danish companies. 3 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 3.5m and a net result of DKK 1.0m. CEO: Benny Pedersen, Torben Jensen.

Bankruptcy risk for BT Finans ApS

0.1%
probability of bankruptcy within 12 months
Low risk

0.1 × the average (1.41%) · higher risk than 38% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO's previous bankruptcies1 · bankruptcy rate 14.2%1.6×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Age (years)3–5 yrs · bankruptcy rate 13.3%1.5×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Published annual reports3–5 · bankruptcy rate 11.7%1.3×
Current ratio50%–100% · bankruptcy rate 11.7%1.3×
Time since new CEO2–5 yrs · bankruptcy rate 10.8%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Auditor resigned in the last yearYes · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Return on assets15%+ · bankruptcy rate 5.1%0.58×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
44109204
Status
Active
Company type
Private limited company (ApS)
Founded
(3 years)
Address
Vestergade 1
8600 Silkeborg
Municipality
Silkeborg
Industry
Investering for egen regning (649910)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 100k
Auditor
Revisionshuset Tal & Tanker Statsautoriseret Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late0 of 3
Missing annual reportNo
Negative equityNo
Equity ratio95.4%
Current ratio76%
Moves (last 2 years)1
CEO changes in total0
CEO's previous bankruptcies1
Other companies at the address17
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 1.4mDKK 2.7m
Net profitDKK 1.0mDKK 2.0m
EquityDKK 3.5mDKK 2.4m
Total assetsDKK 3.6mDKK 4.0m
CashDKK 7,064–
Short-term debtDKK 166k–
Tax owedDKK 69k–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Erklæring om udvidet gennemgang · Revisionshuset Tal & Tanker, Statsautoriseret revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025112
1 Jan 2024 – 31 Dec 2024120
9 Jun 2023 – 31 Dec 2023106

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOBenny PedersenCurrent
CEOTorben JensenCurrent
Owner (50%)TJ Ejendomsselskab A/SCurrent
Owner (25%)Vegalma ApSCurrent
Owner (25%)L&A ApSCurrent
Owner (50%)NORDBJERGGAARD HOLDING ApS
AuditorRevisionshuset Tal & Tanker Statsautoriseret RevisionspartnerselskabCurrent
AuditorBDO Holding VII, statsautoriseret revisionsaktieselskab
AuditorBDO Statsautoriseret Revisionspartnerselskab
FounderNORDBJERGGAARD HOLDING ApSCurrent
FounderTJ Ejendomsselskab A/SCurrent

The CEOs' other companies

Benny Pedersen – 31 other companies, of which 2 bankrupt

Torben Jensen – 21 other companies

Address history (1 moves)

Vestergade 1, 8600 Silkeborg
Vestergade 1, 8600 Silkeborg

Other companies at the same address

Similar companies in Silkeborg

Questions and answers about BT Finans ApS

Has BT Finans ApS gone bankrupt?

No, BT Finans ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of BT Finans ApS?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.1 times the average for Danish companies.

Who is the CEO of BT Finans ApS?

Benny Pedersen, Torben Jensen are the CEOs of BT Finans ApS.

Who is the auditor of BT Finans ApS?

BT Finans ApS most recently used Revisionshuset Tal & Tanker Statsautoriseret Revisionspartnerselskab.

When was BT Finans ApS founded?

BT Finans ApS was founded on 9 June 2023.

What is the equity of BT Finans ApS?

Equity was DKK 3.5m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.