SFI Kredit A/S

CVR 41803509 · Public limited company (A/S) · Active · Low risk

SFI Kredit A/S is a Public limited company (A/S), founded on , based in Kolding. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.0 times the average for Danish companies. 5 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 12.8m and a net result of DKK 820k.

Bankruptcy risk for SFI Kredit A/S

0.1%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 33% of active Danish companies

Lowest riskHighest risk

Increases the risk

Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
CEOs in total (historical)0 · bankruptcy rate 12.4%1.4×
Time at current address< 0.5 yrs · bankruptcy rate 12.0%1.4×
CEO's other companies0 · bankruptcy rate 10.9%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Company typeA/S · bankruptcy rate 4.4%0.50×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
41803509
Status
Active
Company type
Public limited company (A/S)
Founded
(6 years)
Address
c/o Jørgen Schou Holding A/S, Andreas Schous Vej 63
6000 Kolding
Municipality
Kolding
Industry
Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 500k
Auditor
PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB
Audit opted out
No

Warning signs

Annual reports filed late0 of 5
Missing annual reportNo
Negative equityNo
Equity ratio88.8%
Current ratio48%
Moves (last 2 years)1
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address16
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK -125kDKK -118k
Net profitDKK 820kDKK 736k
EquityDKK 12.8mDKK 12.0m
Total assetsDKK 14.4mDKK 13.2m
CashDKK 350k–
Short-term debtDKK 1.6m–
Tax owedDKK 232k–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · PricewaterhouseCoopersStatsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202571
1 Jan 2024 – 31 Dec 202491
1 Jan 2023 – 31 Dec 2023109
1 Jan 2022 – 31 Dec 2022121
6 Oct 2020 – 31 Dec 2021124

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
BoardJørgen Valdemar Lauritzen SchouCurrent
BoardBenny PedersenCurrent
BoardJens Bolding JensenCurrent
Owner (67%)SCHOU FAMILY INVEST A/SCurrent
Owner (20%)Benny PedersenCurrent
Owner (25%)Jysk Ejendomskreditselskab A/S
Owner (25%)NORDBJERGGAARD HOLDING ApS
Owner (20%)NORDBJERGGAARD HOLDING ApS
AuditorPRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKABCurrent
FounderJysk Ejendomskreditselskab A/SCurrent
FounderSCHOU FAMILY INVEST A/SCurrent

Address history (1 moves)

c/o Jørgen Schou Holding A/S, Andreas Schous Vej 63, 6000 Kolding
c/o Jørgen Schou Holding A/S, Tågerupvej 32, 6560 Sommersted

Other companies at the same address

Similar companies in Kolding

Questions and answers about SFI Kredit A/S

Has SFI Kredit A/S gone bankrupt?

No, SFI Kredit A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of SFI Kredit A/S?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the auditor of SFI Kredit A/S?

SFI Kredit A/S most recently used PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB.

When was SFI Kredit A/S founded?

SFI Kredit A/S was founded on 6 October 2020.

What is the equity of SFI Kredit A/S?

Equity was DKK 12.8m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.