Pensionsrådgiverne ApS
CVR 42614149 · Private limited company (ApS) · Active · Low risk
Pensionsrådgiverne ApS is a Private limited company (ApS), founded on , based in København Ø. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.1 times the average for Danish companies. 5 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -10.2m and a net result of DKK 931k.
Bankruptcy risk for Pensionsrådgiverne ApS
0.1 × the average (1.41%) · higher risk than 44% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 42614149
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (5 years)
- Address
- Kalkbrænderiløbskaj 4A
2100 København Ø - Municipality
- København
- Industry
- Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning - Share capital
- DKK 40k
- Auditor
- Beierholm Godkendt Revisionspartnerselskab
- Audit opted out
- No
Warning signs
| Annual reports filed late | 2 of 5 |
| Missing annual report | No |
| Negative equity | Yes |
| Equity ratio | -76.2% |
| Current ratio | 141% |
| Moves (last 2 years) | 1 |
| CEO changes in total | 5 |
| CEO's previous bankruptcies | 0 |
| Other companies at the address | 103 |
| Going-concern uncertainty | No |
Financials and key figures
| Financial year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Gross profit | DKK 20.7m | DKK 1.5m | DKK 2.3m |
| Net profit | DKK 931k | DKK -6.3m | DKK -2.2m |
| Equity | DKK -10.2m | DKK -11.2m | DKK -4.9m |
| Total assets | DKK 13.4m | DKK 6.1m | DKK 3.6m |
| Cash | DKK 2.9m | DKK 781k | – |
| Short-term debt | DKK 9.2m | DKK 2.8m | – |
| Tax owed | DKK 412k | – | – |
| Avg. employees | 17 | 17 | – |
Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · Beierholm.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 50 | ||
| 1 Jan 2024 – 31 Dec 2024 | 189 | Late | |
| 1 Jan 2023 – 31 Dec 2023 | 178 | ||
| 1 Jan 2022 – 31 Dec 2022 | 184 | Late | |
| 11 Nov 2020 – 31 Dec 2021 | 115 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Stefan Kercza | ||
| CEO | Kim Holten | ||
| CEO | Jarl Lundgaard Marcher | ||
| Board | Kim Holten | ||
| Owner (100%) | DPFA ApS | Current | |
| Owner (100%) | Finansrådgiverne - forsikringsmægler A/S | ||
| Auditor | Beierholm Godkendt Revisionspartnerselskab | Current | |
| Auditor | BDO Holding VII, statsautoriseret revisionsaktieselskab | ||
| Auditor | EMIT P/S | ||
| Founder | Finansrådgiverne - forsikringsmægler A/S | Current |
The CEOs' other companies
Stefan Kercza – 12 other companies, of which 4 bankrupt
- Datoselskabet af 2. marts 2006 A/S Bankrupt 2 Jul 2024
- FIBETCO ApS Bankrupt 21 Apr 2017
- HUGO JØRGENSEN A/S Bankrupt 11 Jun 2010
- PAUSTIAN A/S Bankrupt 15 Aug 2024
- 1DATAPLAN ApS Active
- Finansrådgiverne - forsikringsmægler A/S Active
- J.H. SCHULTZ HOLDING A/S Active
- J.H. SCHULTZ INFORMATION A/S Active
- KERCZA HOLDING ApS Active
- KRAKS FORLAG ApS Fusioneret
- Krak A/S Active
- SKCK INVEST ApS Opløst
Kim Holten – 16 other companies, of which 3 bankrupt
- ASG Forsikringsagentur A/S Bankrupt 22 May 2019
- GASTRONOMIK TRANSPORTABLE ApS Bankrupt 18 Apr 1994
- LES ETOILES ET UNE ROSE A/S Bankrupt 11 Jun 1993
- 4'MA PAPIR & KONTORTING ApS Compulsorily dissolved
- BoStad A/S Active
- COMPLET PENSIONSRÅDGIVNING A/S Fusioneret
- COMPLET SERVICES FORSIKRINGSMÆGLERE A/S Fusioneret
- DPFA ApS Active
- GREEN TIME ApS Active
- HOLTEN AGENCY HOLDING ApS Fusioneret
- Holten & Daughters ApS Active
- KH Finans af 1. januar 2016 ApS Opløst
- Nordic Insurance Solutions ApS Opløst
- PENSIONS MANAGEMENT A/S Active
- PENSIONSSELSKABET PENSION & HEALTH CARE SERVICES ApS Active
- Tagoca Holding ApS Active
Jarl Lundgaard Marcher – 1 other companies
- WeHuddle ApS Active
Address history (3 moves)
| Kalkbrænderiløbskaj 4A, 2100 København Ø | |
| Kalkbrænderiløbskaj 4A, 2100 København Ø | |
| c/o Indgang 9C, Kirkebjerg Parkvej 9, st., 2605 Brøndby | |
| Spotorno Alle 8, 2630 Taastrup |
Other companies at the same address
- A Tang Holding ApS Bankrupt
- ASG Forsikringsagentur A/S Bankrupt
- BILSKIRNER ApS Bankrupt
- COPENHAGEN ORE & METALS A/S Bankrupt
- DUCKSHOOT MEDIA ApS Bankrupt
- ELECTROVAYA ApS Bankrupt
- G. C. HOLDING ApS Bankrupt
- HOLDINGSELSKABET AF DEN 1. SEPTEMBER 2002 A/S Bankrupt
- Halonen Holding IVS Bankrupt
- LIFTMONTØREN ApS Bankrupt
- OPQ 6 ApS Bankrupt
- SCANLASE DENTAL A/S Bankrupt
- The Boutique Wineries ApS Bankrupt
- WORLD CHAMPIONS OF BETTING ApS Bankrupt
- YGGDRASILL HOLDING ApS Bankrupt
- ACTICS ApS Opløst
- ALKMENE ApS Active
- AM TechInvest ApS Active
- ARLA INVEST ApS Compulsorily dissolved
- Alkmene Holding ApS Active
- Allor ApS Active
- Apave Denmark ApS Active
- Brand New Holding ApS Opløst
- CHRISTIANSHOLMS Ø ApS Active
- CLAUS MOE HOLDING ApS Opløst
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- Marsh A/S København Ø
- AON DENMARK A/S Nordhavn
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- S. P. NBSP ApS København K
- S. P. HDO ApS København K
- S.P. Team New ApS København K
- S.P. MFS København ApS København K
Questions and answers about Pensionsrådgiverne ApS
Has Pensionsrådgiverne ApS gone bankrupt?
No, Pensionsrådgiverne ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of Pensionsrådgiverne ApS?
Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.1 times the average for Danish companies.
Who is the auditor of Pensionsrådgiverne ApS?
Pensionsrådgiverne ApS most recently used Beierholm Godkendt Revisionspartnerselskab.
When was Pensionsrådgiverne ApS founded?
Pensionsrådgiverne ApS was founded on 11 November 2020.
What is the equity of Pensionsrådgiverne ApS?
Equity was DKK -10.2m according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.