Finansrådgiverne - forsikringsmægler A/S

CVR 39316102 · Public limited company (A/S) · Active · Low risk

Finansrådgiverne - forsikringsmægler A/S is a Public limited company (A/S), founded on , based in Brøndby. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.0 times the average for Danish companies. 8 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 8.3m and a net result of DKK 1.7m. CEO: Stefan Kercza.

Bankruptcy risk for Finansrådgiverne - forsikringsmægler A/S

0.1%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 27% of active Danish companies

Lowest riskHighest risk

Increases the risk

Website registeredYes · bankruptcy rate 12.0%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
CEO changes1 · bankruptcy rate 11.4%1.3×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×
Employees (latest year)2–5 · bankruptcy rate 10.3%1.2×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Company typeA/S · bankruptcy rate 4.4%0.50×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
39316102
Status
Active
Company type
Public limited company (A/S)
Founded
(8 years)
Address
Kirkebjerg Parkvej 9
2605 Brøndby
Municipality
Brøndby
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 500k
Employees
4 (2018)
Auditor
BDO Statsautoriseret Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late1 of 8
Missing annual reportNo
Negative equityNo
Equity ratio35.4%
Current ratio142%
Moves (last 2 years)0
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address29
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 33.9mDKK 23.2m
Net profitDKK 1.7mDKK -84k
EquityDKK 8.3mDKK 6.5m
Total assetsDKK 23.3mDKK 18.5m
CashDKK 1.3m–
Short-term debtDKK 15.0m–
Tax owedDKK 608k–
Avg. employees44–

Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring · BDO Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202599
1 Jan 2024 – 31 Dec 2024133
1 Jan 2023 – 31 Dec 2023114
1 Jan 2022 – 31 Dec 2022181
1 Jan 2021 – 31 Dec 2021122
1 Jan 2020 – 31 Dec 2020173
1 Jan 2019 – 31 Dec 2019244 Late
17 Nov 2017 – 31 Dec 2018175

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOStefan KerczaCurrent
BoardOle Jess Bandholtz RøsdahlCurrent
BoardLars FruergaardCurrent
BoardKarin VerlandCurrent
BoardJørgen Leschly Thorsted
BoardStefan Kercza
BoardStefan Kercza
BoardJan Hoffmann
BoardMonica Diaz Serrano
Owner (33%)KERCZA HOLDING ApSCurrent
Owner (33%)PWM Holding ApSCurrent
Owner (10%)NEMM Holding ApSCurrent
Owner (100%)KERCZA HOLDING ApS
Owner (50%)KERCZA HOLDING ApS
Owner (50%)PWM Holding ApS
AuditorBDO Statsautoriseret RevisionspartnerselskabCurrent
AuditorBDO Holding VII, statsautoriseret revisionsaktieselskab
FounderKERCZA HOLDING ApSCurrent

The CEOs' other companies

Stefan Kercza – 12 other companies, of which 4 bankrupt

Address history (1 moves)

Kirkebjerg Parkvej 9, 2605 Brøndby
Spotorno Alle 8, st., 2630 Taastrup

Employees per year

Number of employees at Finansrådgiverne - forsikringsmægler A/S per year242018: 42018

Other companies at the same address

Similar companies in Brøndby

Questions and answers about Finansrådgiverne - forsikringsmægler A/S

Has Finansrådgiverne - forsikringsmægler A/S gone bankrupt?

No, Finansrådgiverne - forsikringsmægler A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Finansrådgiverne - forsikringsmægler A/S?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of Finansrådgiverne - forsikringsmægler A/S?

Stefan Kercza is the CEO of Finansrådgiverne - forsikringsmægler A/S.

Who is the auditor of Finansrådgiverne - forsikringsmægler A/S?

Finansrådgiverne - forsikringsmægler A/S most recently used BDO Statsautoriseret Revisionspartnerselskab.

When was Finansrådgiverne - forsikringsmægler A/S founded?

Finansrådgiverne - forsikringsmægler A/S was founded on 17 November 2017.

What is the equity of Finansrådgiverne - forsikringsmægler A/S?

Equity was DKK 8.3m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.