Cardlay Payments Solutions A/S
CVR 41773324 · Public limited company (A/S) · Active · Very high risk
Cardlay Payments Solutions A/S is a Public limited company (A/S), founded on , based in Odense C. The company is registered in the industry computerkonsulentbistand og forvaltning af computerfaciliteter. Our model estimates a bankruptcy risk of 17.0% over the next 12 months, which is 12.0 times the average for Danish companies. 5 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -465k and a net result of DKK -51k. CEO: Jørgen Christian Juul.
Bankruptcy risk for Cardlay Payments Solutions A/S
12.0 × the average (1.41%) · higher risk than 99% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 41773324
- Status
- Active
- Company type
- Public limited company (A/S)
- Founded
- (6 years)
- Address
- Kochsgade 31D, 3.
5000 Odense C - Municipality
- Odense
- Industry
- Computerkonsulentbistand og forvaltning af computerfaciliteter (622000)
Bankruptcies in the industry: Konsulentbistand vedrørende informationsteknologi - Share capital
- DKK 400k
- Auditor
- EY Godkendt Revisionspartnerselskab
- Audit opted out
- No
Warning signs
| Annual reports filed late | 1 of 5 |
| Missing annual report | No |
| Negative equity | Yes |
| Equity ratio | -34,028.5% |
| Current ratio | 0% |
| Moves (last 2 years) | 1 |
| CEO changes in total | 0 |
| CEO's previous bankruptcies | 1 |
| Other companies at the address | 156 |
| Going-concern uncertainty | Yes |
Financials and key figures
| Financial year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Gross profit | DKK -50k | DKK -991k | DKK -662k |
| Net profit | DKK -51k | DKK -1.6m | DKK -664k |
| Equity | DKK -465k | DKK -1.0m | DKK -359k |
| Total assets | DKK 1,367 | DKK 141k | DKK 345k |
| Cash | DKK 79 | DKK 136k | – |
| Short-term debt | DKK 467k | DKK 1.2m | – |
| Tax owed | DKK 0 | DKK 613k | – |
| Avg. employees | 0 | – | – |
Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · EY Godkendt Revisionspartnerselskab.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 191 | Late | |
| 1 Jan 2024 – 31 Dec 2024 | 181 | ||
| 1 Jan 2023 – 31 Dec 2023 | 170 | ||
| 1 Jan 2022 – 31 Dec 2022 | 180 | ||
| 14 Oct 2020 – 31 Dec 2021 | 145 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Jørgen Christian Juul | Current | |
| Board | Jørgen Christian Juul | Current | |
| Board | Thorleif Krarup | Current | |
| Board | Torben Frigaard Rasmussen | Current | |
| Board | Nicolai Fink Gundersen | Current | |
| Board | Lars Andersen | ||
| Board | Johan Wolf | ||
| Board | Francisco Javier Perez Sanchez | ||
| Owner (100%) | Cardlay Holding ApS | Current | |
| Auditor | EY Godkendt Revisionspartnerselskab | Current | |
| Founder | Cardlay Holding ApS | Current |
The CEOs' other companies
Jørgen Christian Juul – 12 other companies, of which 4 bankrupt
- Advokatfirmaet C.S.C.R. ApS Bankrupt 16 Jan 2019
- MUURHOLM & JUUL HOLDING ApS Bankrupt 12 Jan 2012
- REKLAMEBUREAUET OS A/S Bankrupt 27 Sep 2011
- SELSKABET AF 12. DEC. 03 A/S Bankrupt 15 Jul 2010
- Cardlay A/S Active
- Cardlay Holding ApS Active
- GLOBAL ESTATES ApS Opløst
- HOLDYN ApS Active
- SELSKABET AF 1. AUGUST 2007 ApS Opløst
- SELSKABET AF 31-5-11 ApS Fusioneret
- Selskabet af den 1. feb. 2016 ApS Active
- WALLMOB A/S Opløst
Address history (1 moves)
| Kochsgade 31D, 3., 5000 Odense C | |
| Billedskærervej 17, 5230 Odense M |
Other companies at the same address
- AH Solution ApS Bankrupt
- AKTIV SOLENERGI ApS Bankrupt
- ANPARTSSELSKABET AF 10/9 2012 Bankrupt
- AQ Sales ApS Bankrupt
- BM Multibyg ApS Bankrupt
- BP Enterprises Holding IVS Bankrupt
- DK Vikarservice ApS Bankrupt
- DK Vikarservice Holding ApS Bankrupt
- Desklabs IVS Bankrupt
- FAGBLADENES UDGIVERSERVICE AMBA Bankrupt
- Fagkursus ApS Bankrupt
- Greenpoint Trading ApS Bankrupt
- JT Odense IVS Bankrupt
- LG INSIGHT ApS Bankrupt
- Martina Group ApS Bankrupt
- Nordic Ice Coffee ApS Bankrupt
- Optomaze IVS Bankrupt
- Purely Nordic ApS Bankrupt
- SELSKABET AF 20.10.2014 ApS Bankrupt
- Selskabet af 18. marts 2022 ApS Bankrupt
- Sprogeriet ApS Bankrupt
- TOP Holding Invest ApS Bankrupt
- TP Group ApS Bankrupt
- TechnoBuild DK ApS Bankrupt
- VILLA DESIGN ApS Bankrupt
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Questions and answers about Cardlay Payments Solutions A/S
Has Cardlay Payments Solutions A/S gone bankrupt?
No, Cardlay Payments Solutions A/S is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of Cardlay Payments Solutions A/S?
Our model estimates a bankruptcy risk of 17.0% over the next 12 months (very high risk), which is 12.0 times the average for Danish companies.
Who is the CEO of Cardlay Payments Solutions A/S?
Jørgen Christian Juul is the CEO of Cardlay Payments Solutions A/S.
Who is the auditor of Cardlay Payments Solutions A/S?
Cardlay Payments Solutions A/S most recently used EY Godkendt Revisionspartnerselskab.
When was Cardlay Payments Solutions A/S founded?
Cardlay Payments Solutions A/S was founded on 14 October 2020.
What is the equity of Cardlay Payments Solutions A/S?
Equity was DKK -465k according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.