Cardlay Holding ApS
CVR 37447153 · Private limited company (ApS) · Active · High risk
Cardlay Holding ApS is a Private limited company (ApS), founded on , based in Odense C. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 5.3% over the next 12 months, which is 3.8 times the average for Danish companies. 10 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 7.6m and a net result of DKK -46.6m.
Bankruptcy risk for Cardlay Holding ApS
3.8 × the average (1.41%) · higher risk than 92% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 37447153
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (10 years)
- Address
- Kochsgade 31D, 3.
5000 Odense C - Municipality
- Odense
- Industry
- Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber - Share capital
- DKK 636k
- Auditor
- EY Godkendt Revisionspartnerselskab
- Audit opted out
- No
Warning signs
| Annual reports filed late | 2 of 10 |
| Missing annual report | No |
| Negative equity | No |
| Equity ratio | 11.3% |
| Current ratio | 6% |
| Moves (last 2 years) | 1 |
| CEO changes in total | 1 |
| CEO's previous bankruptcies | 0 |
| Other companies at the address | 156 |
| Going-concern uncertainty | Yes |
Financials and key figures
| Financial year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Gross profit | DKK -38k | DKK -40k | DKK -530k |
| Net profit | DKK -46.6m | DKK -13.5m | DKK -19.9m |
| Equity | DKK 7.6m | DKK 42.7m | DKK 37.5m |
| Total assets | DKK 67.8m | DKK 82.3m | DKK 74.9m |
| Cash | DKK 329k | DKK 10.3m | – |
| Short-term debt | DKK 13.7m | DKK 4.1m | – |
| Avg. employees | 0 | – | – |
Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · EY Godkendt Revisionspartnerselskab.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 191 | Late | |
| 1 Jan 2024 – 31 Dec 2024 | 181 | ||
| 1 Jan 2023 – 31 Dec 2023 | 170 | ||
| 1 Jan 2022 – 31 Dec 2022 | 181 | ||
| 1 Jan 2021 – 31 Dec 2021 | 145 | ||
| 1 Jan 2020 – 31 Dec 2020 | 148 | ||
| 1 Jan 2019 – 31 Dec 2019 | 239 | Late | |
| 1 Jan 2018 – 31 Dec 2018 | 163 | ||
| 1 Jan 2017 – 31 Dec 2017 | 137 | ||
| 12 Feb 2016 – 31 Dec 2016 | 163 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Jørgen Christian Juul | ||
| Board | Jørgen Christian Juul | Current | |
| Board | Thorleif Krarup | Current | |
| Board | Torben Frigaard Rasmussen | Current | |
| Board | Nicolai Fink Gundersen | Current | |
| Board | Jørgen Christian Juul | ||
| Board | Thorleif Krarup | ||
| Board | Morten Lund Nielsen | ||
| Board | Ken Villum Guldbrandt Klausen | ||
| Board | Thorleif Krarup | ||
| Board | Richard Breiter | ||
| Board | Lars Andersen | ||
| Board | Johan Wolf | ||
| Board | Stefan Olofsson | ||
| Board | Torben Frigaard Rasmussen | ||
| Board | Francisco Javier Perez Sanchez | ||
| Owner (5%) | Pisa K/S | Current | |
| Owner (10%) | GAMIN ApS | Current | |
| Owner (5%) | Skandinaviska Enskilda Banken AB | Current | |
| Owner (5%) | BRIAN DJERNES HOLDING ApS | Current | |
| Owner (10%) | TPC MANAGEMENT ApS | Current | |
| Owner (15%) | ABridge ApS | Current | |
| Owner (5%) | BIS5429 ApS | Current | |
| Owner (5%) | Selskabet af 28/8-2026 ApS | Current | |
| Owner (5%) | UNA INVEST ApS | ||
| Owner (5%) | TENACITY ApS | ||
| Owner (67%) | Selskabet af den 1. feb. 2016 ApS | ||
| Owner (5%) | UNA INVEST ApS | ||
| Owner (50%) | Selskabet af den 1. feb. 2016 ApS | ||
| Owner (20%) | UNA INVEST ApS | ||
| Owner (5%) | TENACITY ApS | ||
| Owner (5%) | PreSeed Ventures A/S | ||
| Owner (15%) | UNA INVEST ApS | ||
| Owner (5%) | Uddannelses- og Forskningsstyrelsen | ||
| Owner (5%) | TENACITY ApS | ||
| Owner (10%) | SEED Capital Denmark III K/S | ||
| Owner (33%) | Selskabet af den 1. feb. 2016 ApS | ||
| Owner (10%) | Skandinaviska Enskilda Banken AB | ||
| Owner (10%) | UNA INVEST ApS | ||
| Owner (20%) | Selskabet af den 1. feb. 2016 ApS | ||
| Owner (5%) | Pisa K/S | ||
| Owner (5%) | GAMIN ApS | ||
| Owner (5%) | UNA INVEST ApS | ||
| Owner (0%) | SEED Capital Denmark III K/S | ||
| Owner (15%) | Selskabet af den 1. feb. 2016 ApS | ||
| Owner (10%) | ABridge ApS | ||
| Owner (5%) | Global PayTech Ventures LLC | ||
| Owner (5%) | Selskabet af den 1. feb. 2016 ApS | ||
| Owner (5%) | Global PayTech Ventures LLC | ||
| Owner (5%) | TPC MANAGEMENT ApS | ||
| Owner (5%) | Thorleif Krarup | ||
| Auditor | EY Godkendt Revisionspartnerselskab | Current | |
| Auditor | PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB | ||
| Auditor | DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB | ||
| Founder | Selskabet af den 1. feb. 2016 ApS | Current |
The CEOs' other companies
Jørgen Christian Juul – 12 other companies, of which 4 bankrupt
- Advokatfirmaet C.S.C.R. ApS Bankrupt 16 Jan 2019
- MUURHOLM & JUUL HOLDING ApS Bankrupt 12 Jan 2012
- REKLAMEBUREAUET OS A/S Bankrupt 27 Sep 2011
- SELSKABET AF 12. DEC. 03 A/S Bankrupt 15 Jul 2010
- Cardlay A/S Active
- Cardlay Payments Solutions A/S Active
- GLOBAL ESTATES ApS Opløst
- HOLDYN ApS Active
- SELSKABET AF 1. AUGUST 2007 ApS Opløst
- SELSKABET AF 31-5-11 ApS Fusioneret
- Selskabet af den 1. feb. 2016 ApS Active
- WALLMOB A/S Opløst
Address history (6 moves)
| Kochsgade 31D, 3., 5000 Odense C | |
| Billedskærervej 17, 5230 Odense M | |
| Cortex Park 26E, 1., 5230 Odense M | |
| Langebrogade 4, 1411 København K | |
| Langebrogade 5, 1411 København K | |
| Cortex Park 26, 5230 Odense M | |
| Hack Kampmanns Plads 1, 8000 Aarhus C |
Other companies at the same address
- AH Solution ApS Bankrupt
- AKTIV SOLENERGI ApS Bankrupt
- ANPARTSSELSKABET AF 10/9 2012 Bankrupt
- AQ Sales ApS Bankrupt
- BM Multibyg ApS Bankrupt
- BP Enterprises Holding IVS Bankrupt
- DK Vikarservice ApS Bankrupt
- DK Vikarservice Holding ApS Bankrupt
- Desklabs IVS Bankrupt
- FAGBLADENES UDGIVERSERVICE AMBA Bankrupt
- Fagkursus ApS Bankrupt
- Greenpoint Trading ApS Bankrupt
- JT Odense IVS Bankrupt
- LG INSIGHT ApS Bankrupt
- Martina Group ApS Bankrupt
- Nordic Ice Coffee ApS Bankrupt
- Optomaze IVS Bankrupt
- Purely Nordic ApS Bankrupt
- SELSKABET AF 20.10.2014 ApS Bankrupt
- Selskabet af 18. marts 2022 ApS Bankrupt
- Sprogeriet ApS Bankrupt
- TOP Holding Invest ApS Bankrupt
- TP Group ApS Bankrupt
- TechnoBuild DK ApS Bankrupt
- VILLA DESIGN ApS Bankrupt
Similar companies in Odense
- BILBIX HOLDING ApS Odense SV
- KLC HOLDING ApS Odense NV
- J & J HOLDING AF 01.07.99 ApS Odense SV
- FLEMMING JOHANSEN HOLDING ApS Odense SV
- HS METALSERVICE ApS Odense C
- HABICO A/S Odense S
- THORMOSE HOLDING ApS Odense SV
- NORDISK KLIMA HOLDING A/S Odense C
- Fremaka Holding ApS Odense N
- NYKJÆR HOLDING ApS Odense C
- B.S. ODENSE HOLDING ApS Odense NV
- PFEIFFER HOLDING ApS Odense S
Questions and answers about Cardlay Holding ApS
Has Cardlay Holding ApS gone bankrupt?
No, Cardlay Holding ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of Cardlay Holding ApS?
Our model estimates a bankruptcy risk of 5.3% over the next 12 months (high risk), which is 3.8 times the average for Danish companies.
Who is the auditor of Cardlay Holding ApS?
Cardlay Holding ApS most recently used EY Godkendt Revisionspartnerselskab.
When was Cardlay Holding ApS founded?
Cardlay Holding ApS was founded on 12 February 2016.
What is the equity of Cardlay Holding ApS?
Equity was DKK 7.6m according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.