Howden Forsikringsmægler A/S

CVR 34890285 · Public limited company (A/S) · Active · Low risk

Howden Forsikringsmægler A/S is a Public limited company (A/S), founded on , based in Esbjerg. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 12 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 55.8m and a net result of DKK 17.7m. CEO: Jesper Bøgh Krell.

Bankruptcy risk for Howden Forsikringsmægler A/S

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

Time since new CEO2–5 yrs · bankruptcy rate 10.8%1.2×
Annual reports filed late2 · bankruptcy rate 10.4%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Reporting classReporting class C, mellemstor virksomhed · bankruptcy rate 2.5%0.28×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Company typeA/S · bankruptcy rate 4.4%0.50×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
34890285
Status
Active
Company type
Public limited company (A/S)
Founded
(13 years)
Address
Dokken 10
6700 Esbjerg
Municipality
Esbjerg
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 500k
Employees
39 (2018)
Auditor
EY Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late2 of 12
Missing annual reportNo
Negative equityNo
Equity ratio18.0%
Current ratio46%
Moves (last 2 years)0
CEO changes in total4
CEO's previous bankruptcies0
Other companies at the address35
Going-concern uncertaintyNo

Financials and key figures

Financial year20252025202420232022
Gross profitDKK 52.9mDKK 74.5mDKK 53.0mDKK 81.0mDKK 66.3m
Net profitDKK 17.7mDKK -30.6mDKK -44.2mDKK -2.6mDKK 1.1m
EquityDKK 55.8mDKK 38.0mDKK 71.9mDKK 18.2mDKK 3.5m
Total assetsDKK 244.9mDKK 211.6mDKK 220.9mDKK 142.7mDKK 46.7m
CashDKK 20.4mDKK 11.8mDKK 13.0mDKK 7.1m–
Short-term debtDKK 177.1mDKK 164.4mDKK 140.5mDKK 121.8m–
Avg. employees11110411687–

Latest annual report: Reporting class C, mellemstor virksomhed · auditor's statement: Den uafhængige revisors erklæring · EY Godkendt Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Oct 2024 – 30 Sep 2025181
1 Jan 2023 – 31 Dec 2023150
1 Jan 2022 – 31 Dec 2022135
1 Jan 2021 – 31 Dec 2021122
1 Jan 2020 – 31 Dec 2020102
1 Jan 2019 – 31 Dec 2019239 Late
1 Jan 2018 – 31 Dec 2018157
1 Jan 2017 – 31 Dec 2017162
1 Jan 2016 – 31 Dec 2016139
1 Jan 2015 – 31 Dec 2015145
1 Jan 2014 – 31 Dec 2014151
1 Jan 2013 – 31 Dec 2013241 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOJesper Bøgh KrellCurrent
CEOLars Steen Nielsen
CEOChristian Elmelund
BoardLars Rosenkrantz GundorphCurrent
BoardJohnny Krohn RasmussenCurrent
BoardCarl Anders Holde-JensenCurrent
BoardJan Bruun Jørgensen
BoardLars Smedegaard Jespersen
BoardSøren Brinch Langerhuus
BoardLars Steen Nielsen
BoardCarsten Andersen
BoardKurt Jensen
BoardHenrik Hildebrandt
BoardSøren Ingolff Lindbo
BoardKim Rud-Petersen
BoardThomas Kaas Selsø
BoardLars Steen Nielsen
BoardTeis Kristian Flemming Kristensen
Owner (100%)Howden Danmark A/SCurrent
Owner (10%)Steen Douglas Bruun
Owner (10%)Lars Smedegaard Jespersen
Owner (25%)Søren Brinch Langerhuus
Owner (25%)Lars Steen Nielsen
Owner (25%)Carsten Andersen
Owner (100%)Contea Holding A/S
AuditorEY Godkendt RevisionspartnerselskabCurrent
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderLars Smedegaard JespersenCurrent
FounderSøren Brinch LangerhuusCurrent
FounderLars Steen NielsenCurrent
FounderCarsten AndersenCurrent

The CEOs' other companies

Jesper Bøgh Krell – 5 other companies

Lars Steen Nielsen – 31 other companies

Christian Elmelund – 4 other companies

Address history (2 moves)

Dokken 10, 6700 Esbjerg
Nørgaardsvej 32, 2800 Kongens Lyngby
Dokken 10, 6700 Esbjerg

Former names

Howden Forsikringsmægler A/S – now
North Risk Forsikringsmægler A/S –
North Risk Forsikringsmægler P/S –
CONTEA ASSURANCE FORSIKRINGSMÆGLERSELSKAB P/S –
CONTEA ASSURANCE FORSIKRINGSMÆGLERSELSKAB P/S UNDER STIFTELSE –

Employees per year

Number of employees at Howden Forsikringsmægler A/S per year20392013: 2520132014: 2520142015: 3120152016: 3020162017: 3220172018: 392018

Other companies at the same address

Similar companies in Esbjerg

Questions and answers about Howden Forsikringsmægler A/S

Has Howden Forsikringsmægler A/S gone bankrupt?

No, Howden Forsikringsmægler A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Howden Forsikringsmægler A/S?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the CEO of Howden Forsikringsmægler A/S?

Jesper Bøgh Krell is the CEO of Howden Forsikringsmægler A/S.

Who is the auditor of Howden Forsikringsmægler A/S?

Howden Forsikringsmægler A/S most recently used EY Godkendt Revisionspartnerselskab.

When was Howden Forsikringsmægler A/S founded?

Howden Forsikringsmægler A/S was founded on 13 December 2012.

What is the equity of Howden Forsikringsmægler A/S?

Equity was DKK 55.8m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.