Komplementar S&P VEST ApS

CVR 28693613 · Private limited company (ApS) · Active · Low risk

Komplementar S&P VEST ApS is a Private limited company (ApS), founded on , based in Esbjerg Ø. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 19 annual reports have been published, of which 6 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 2.7m and a net result of DKK -23k. CEO: Gorm Sigaard.

Bankruptcy risk for Komplementar S&P VEST ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO's previous bankruptcies3+ · bankruptcy rate 20.2%2.3×
Share of late annual reports25%–50% · bankruptcy rate 10.6%1.2×
Municipality changes3+ · bankruptcy rate 10.6%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×
Postcode changes3+ · bankruptcy rate 10.2%1.2×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
28693613
Status
Active
Company type
Private limited company (ApS)
Founded
(21 years)
Address
c/o Riis Gruppen A/S, Stærevej 7
6705 Esbjerg Ø
Municipality
Esbjerg
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 125k
Employees
1 (2017)
Auditor
BDO Statsautoriseret Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late6 of 19
Missing annual reportNo
Negative equityNo
Equity ratio84.0%
Current ratio7%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies3
Other companies at the address7
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Net profitDKK -23kDKK 299kDKK 19k
EquityDKK 2.7mDKK 2.8mDKK 2.6m
Total assetsDKK 3.2mDKK 3.3mDKK 3.0m
CashDKK 33kDKK 25k–
Short-term debtDKK 508kDKK 467k–
Avg. employees00–

Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring om udvidet gennemgang · BDO Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025181
1 Jan 2024 – 31 Dec 2024181
1 Jan 2023 – 31 Dec 2023187 Late
1 Jan 2022 – 31 Dec 2022174
1 Jan 2021 – 31 Dec 2021186 Late
1 Jan 2020 – 31 Dec 2020189 Late
1 Jan 2019 – 31 Dec 2019247 Late
1 Jan 2018 – 31 Dec 2018164
1 Jan 2017 – 31 Dec 2017142
1 Jan 2016 – 31 Dec 2016146
1 Jan 2015 – 31 Dec 2015154
1 Jul 2013 – 31 Dec 2014176
1 Jan 2012 – 31 Dec 2012172
1 Oct 2010 – 31 Dec 2011173
1 Oct 2009 – 30 Sep 2010117
1 Oct 2008 – 30 Sep 2009187 Late
1 Oct 2007 – 30 Sep 2008184 Late
1 Oct 2006 – 30 Sep 2007164
29 Apr 2005 – 30 Sep 2006156

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOGorm SigaardCurrent
Owner (100%)Gorm SigaardCurrent
AuditorBDO Statsautoriseret RevisionspartnerselskabCurrent
AuditorSteen Drewsen
AuditorMJAKP2 I/S
AuditorDELOITTE STATSAUTORISERET REVISIONSAKTIESELSKAB
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
AuditorBDO Holding VII, statsautoriseret revisionsaktieselskab
FounderGS HOLDING KBH ApSCurrent

The CEOs' other companies

Gorm Sigaard – 14 other companies, of which 4 bankrupt

Address history (6 moves)

c/o Riis Gruppen A/S, Stærevej 7, 6705 Esbjerg Ø
c/o Riis Gruppen A/S, Dalgasvej 2, 6800 Varde
Galeasevej 2, 6720 Fanø
Cort Adelers Gade 4, 1053 København K
Fredericiagade 4, kl. th, 1310 København K
Hyldegårdsvej 2, 2., 2920 Charlottenlund
c/o Gorm Sigaard Jensen, Tordenskjoldsgade 27B, 1055 København K

Former names

Komplementar S&P VEST ApS – now
S&P PENSIONSMÆGLER VEST ApS –
ENSURE PENSIONSMÆGLER VEST ApS –
HMA PENSIONSMÆGLER VEST ApS –
SIGAARD EJENDOMME ApS –

Employees per year

Number of employees at Komplementar S&P VEST ApS per year112005: 120052014: 120142015: 120152016: 120162017: 12017

Other companies at the same address

Similar companies in Esbjerg

Questions and answers about Komplementar S&P VEST ApS

Has Komplementar S&P VEST ApS gone bankrupt?

No, Komplementar S&P VEST ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Komplementar S&P VEST ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the CEO of Komplementar S&P VEST ApS?

Gorm Sigaard is the CEO of Komplementar S&P VEST ApS.

Who is the auditor of Komplementar S&P VEST ApS?

Komplementar S&P VEST ApS most recently used BDO Statsautoriseret Revisionspartnerselskab.

When was Komplementar S&P VEST ApS founded?

Komplementar S&P VEST ApS was founded on 29 April 2005.

What is the equity of Komplementar S&P VEST ApS?

Equity was DKK 2.7m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.