Al Finans A/S

CVR 31433428 · Public limited company (A/S) · Active · Low risk

Al Finans A/S is a Public limited company (A/S), founded on , based in København SV. The company is registered in the industry andre kreditselskabers aktiviteter. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 301.7m and a net result of DKK -81.7m.

Bankruptcy risk for Al Finans A/S

0.0%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 0% of active Danish companies

Lowest riskHighest risk

Increases the risk

Moves in the last 2 years2 · bankruptcy rate 23.9%2.7×
CEO changes in the last year1 · bankruptcy rate 21.1%2.4×
Time at current address0.5–1 yrs · bankruptcy rate 16.5%1.9×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
Current ratio50%–100% · bankruptcy rate 11.7%1.3×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
CEO's other companies0 · bankruptcy rate 10.9%1.2×

Reduces the risk

Reporting classReporting class D · bankruptcy rate 0.0%0.00×
Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Gross profit growth0%–10% · bankruptcy rate 3.5%0.39×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Company typeA/S · bankruptcy rate 4.4%0.50×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
31433428
Status
Active
Company type
Public limited company (A/S)
Founded
(91 years)
Address
Sluseholmen 3
2450 København SV
Municipality
København
Industry
Andre kreditselskabers aktiviteter (649230)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 6.0m
Employees
83 (2018)
Auditor
PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB
Audit opted out
No

Warning signs

Annual reports filed late3 of 31
Missing annual reportNo
Negative equityNo
Equity ratio3.4%
Current ratio53%
Moves (last 2 years)2
CEO changes in total7
CEO's previous bankruptcies0
Other companies at the address7
Going-concern uncertaintyYes

Financials and key figures

Financial year20252024
RevenueDKK 433.7mDKK 523.2m
Gross profitDKK 199.5mDKK 195.7m
Net profitDKK -81.7mDKK 20.9m
EquityDKK 301.7mDKK 383.4m
Total assetsDKK 8.8bnDKK 9.0bn
CashDKK 29.2m–
Short-term debtDKK 7.0bn–
Avg. employees85–

Latest annual report: Reporting class D · auditor's statement: Revisionspåtegning · EY GODKENDT REVISIONSPARTNERSELSKAB.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202564
1 Jan 2024 – 31 Dec 202457
1 Jan 2023 – 31 Dec 202374
1 Jan 2022 – 31 Dec 202280
1 Jan 2021 – 31 Dec 202174
1 Jan 2020 – 31 Dec 202067
1 Jan 2019 – 31 Dec 201964
1 Jan 2018 – 31 Dec 201858
1 Jan 2017 – 31 Dec 201761
1 Jan 2016 – 31 Dec 201661
1 Jan 2015 – 31 Dec 201548
1 Jan 2014 – 31 Dec 201456
1 Jan 2013 – 31 Dec 201359
1 Jan 2012 – 31 Dec 2012135
1 Jan 2011 – 31 Dec 2011169
1 Jan 2010 – 31 Dec 201038
1 Jan 2009 – 31 Dec 2009257 Late
1 Jan 2008 – 31 Dec 200895
1 Jan 2007 – 31 Dec 200787
1 Jan 2006 – 31 Dec 200699

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOLars Helt Haahr
CEOSvend Randers
CEOHenrik Lund
CEOJohan Ploug Aagaard
BoardBjørn Bøje JensenCurrent
BoardJan Walther AndersenCurrent
BoardSvend RandersCurrent
BoardSvend Ulrik Nibelius
BoardPoul Erik Leth
BoardErnst Midtgaard
BoardAnton Schmidt Johannsen
BoardKristian Østergaard
BoardGeorg Viggo Poulsen
BoardPoul Erik Skov Christensen
BoardKjeld Gosvig-Jensen
BoardLasse Kiær Nielsen
BoardJan Walther Andersen
BoardGert Rinaldo Jonassen
BoardSvend Randers
BoardJesper Kaltoft Karlsen
BoardSvend Randers
BoardSigne Thustrup Kreiner
BoardJensmartin Bendi Frandsen
BoardFrank Finne Mortensen
BoardSimon Sinding Jørgensen
BoardJan Walther Andersen
BoardGry Bandholm Anker-Møller
BoardTorben Andre Petersen
BoardFrank Finne Mortensen
BoardSvend Randers
BoardJørn Adam Møller
Owner (100%)AL Sydbank A/SCurrent
Owner (100%)AKTIESELSKABET ARBEJDERNES LANDSBANK
AuditorPRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKABCurrent
AuditorKaj Normann Jensen
AuditorPer Viggo Frederiksen
AuditorDELOITTE STATSAUTORISERET REVISIONSAKTIESELSKAB
AuditorRi Magnoliavej 12 ApS
AuditorRi Magnoliavej 12 ApS
AuditorHr. Hovedkasserer Kristian Chr istensen
AuditorLise Storm
AuditorKaj Olsen
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
AuditorEY Godkendt Revisionspartnerselskab

The CEOs' other companies

Lars Helt Haahr – 1 other companies

Svend Randers – 9 other companies

Henrik Lund – 12 other companies

Johan Ploug Aagaard – 1 other companies

Address history (5 moves)

Sluseholmen 3, 2450 København SV
Sluseholmen 3, 4., 2450 København SV
Sluseholmen 2, 1. th, 2450 København SV
Sluseholmen 2, 2., 2450 København SV
Edithsvej 2A, 2600 Glostrup
Siestavej 6, 2., 2600 Glostrup

Former names

Al Finans A/S – now
ALFINA FINANSIERINGSAKTIESELSKAB –
AL FINANS A/S –

Employees per year

Number of employees at Al Finans A/S per year42832011: 7120112012: 7820122013: 8220132014: 7820142015: 7720152016: 8020162017: 8220172018: 832018

Other companies at the same address

Similar companies in København

Questions and answers about Al Finans A/S

Has Al Finans A/S gone bankrupt?

No, Al Finans A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Al Finans A/S?

Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the auditor of Al Finans A/S?

Al Finans A/S most recently used PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB.

When was Al Finans A/S founded?

Al Finans A/S was founded on 9 February 1935.

What is the equity of Al Finans A/S?

Equity was DKK 301.7m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.