GF Money ApS

CVR 38003399 · Private limited company (ApS) · Active · Low risk

GF Money ApS is a Private limited company (ApS), founded on , based in Valby. The company is registered in the industry andre kreditselskabers aktiviteter. Our model estimates a bankruptcy risk of 0.5% over the next 12 months, which is 0.4 times the average for Danish companies. 10 annual reports have been published, of which 3 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -22.0m and a net result of DKK -4.0m. CEO: Mika Nestori Pihlava, Anna Vadimovna Wiedebaum.

Bankruptcy risk for GF Money ApS

0.5%
probability of bankruptcy within 12 months
Low risk

0.4 × the average (1.41%) · higher risk than 60% of active Danish companies

Lowest riskHighest risk

Increases the risk

Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Equity ratio-50%–0% · bankruptcy rate 14.8%1.7×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Other companies at the same address100+ · bankruptcy rate 11.5%1.3×

Reduces the risk

Published annual reports10+ · bankruptcy rate 3.0%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
CEOs in total (historical)5+ · bankruptcy rate 3.8%0.43×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
38003399
Status
Active
Company type
Private limited company (ApS)
Founded
(10 years)
Address
Carl Jacobsens Vej 16C, 4.
2500 Valby
Municipality
København
Industry
Andre kreditselskabers aktiviteter (649230)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 50k
Employees
2 (2018)
Auditor
Kreston CM Statsautoriseret Revisions interessentskab
Audit opted out
No

Warning signs

Annual reports filed late3 of 10
Missing annual reportNo
Negative equityYes
Equity ratio-29.0%
Current ratio108%
Moves (last 2 years)1
CEO changes in total6
CEO's previous bankruptcies0
Other companies at the address115
Going-concern uncertaintyYes

Financials and key figures

Financial year20252024
Gross profitDKK 5.7mDKK 3.5m
Net profitDKK -4.0mDKK -4.2m
EquityDKK -22.0mDKK -17.9m
Total assetsDKK 75.6mDKK 66.0m
Short-term debtDKK 69.3m–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · KRESTON CMStatsautoriseret Revisionsinteressentskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202576
1 Jan 2024 – 31 Dec 2024162
1 Jan 2023 – 31 Dec 2023148
1 Jan 2022 – 31 Dec 2022163
1 Jan 2021 – 31 Dec 2021179
1 Jan 2020 – 31 Dec 2020186 Late
1 Jan 2019 – 31 Dec 2019237 Late
1 Jan 2018 – 31 Dec 2018176
1 Jan 2017 – 31 Dec 2017186 Late
1 Sep 2016 – 31 Dec 2016153

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOMika Nestori PihlavaCurrent
CEOAnna Vadimovna WiedebaumCurrent
CEOHanne Leena Vikström
CEOTommy Olsen
CEOSami Simila
Owner (100%)GF Money O.Y.Current
AuditorKreston CM Statsautoriseret Revisions interessentskabCurrent
AuditorKPMG P/S
AuditorPRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderGF Money O.Y.Current

The CEOs' other companies

Tommy Olsen – 4 other companies, of which 1 bankrupt

Address history (3 moves)

Carl Jacobsens Vej 16C, 4., 2500 Valby
Carl Jacobsens Vej 16, 1. 6, 2500 Valby
Bredgade 30, 1260 København K
c/o BKH Advokatpartnerselskab, Amaliegade 15, st., 1256 København K

Former names

GF Money ApS – now
GF Money Consumer Finance Denmark ApS –
NordCredit ApS –

Employees per year

Number of employees at GF Money ApS per year122017: 220172018: 22018

Other companies at the same address

Similar companies in København

Questions and answers about GF Money ApS

Has GF Money ApS gone bankrupt?

No, GF Money ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of GF Money ApS?

Our model estimates a bankruptcy risk of 0.5% over the next 12 months (low risk), which is 0.4 times the average for Danish companies.

Who is the CEO of GF Money ApS?

Mika Nestori Pihlava, Anna Vadimovna Wiedebaum are the CEOs of GF Money ApS.

Who is the auditor of GF Money ApS?

GF Money ApS most recently used Kreston CM Statsautoriseret Revisions interessentskab.

When was GF Money ApS founded?

GF Money ApS was founded on 1 September 2016.

What is the equity of GF Money ApS?

Equity was DKK -22.0m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.