PEPPER ApS

CVR 21865249 · Private limited company (ApS) · Active · Low risk

PEPPER ApS is a Private limited company (ApS), founded on , based in Kalundborg. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 0.6% over the next 12 months, which is 0.4 times the average for Danish companies. 20 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (30 Sep 2025) shows equity of DKK 139k and a net result of DKK 13k. CEO: Jørgen Kjæp.

Bankruptcy risk for PEPPER ApS

0.6%
probability of bankruptcy within 12 months
Low risk

0.4 × the average (1.41%) · higher risk than 66% of active Danish companies

Lowest riskHighest risk

Increases the risk

Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Equity vs. share capital1× · bankruptcy rate 12.9%1.5×
Municipality changes3+ · bankruptcy rate 10.6%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×
Postcode changes3+ · bankruptcy rate 10.2%1.2×

Reduces the risk

Current ratio500%+ · bankruptcy rate 1.5%0.17×
Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
21865249
Status
Active
Company type
Private limited company (ApS)
Founded
(27 years)
Address
c/o revisionsfirmaet Jørgen Kjæp ApS, Præstemarken 17
4400 Kalundborg
Municipality
Kalundborg
Industry
Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 125k
Audit opted out
Yes

Warning signs

Annual reports filed late5 of 25
Missing annual reportNo
Negative equityNo
Equity ratio95.2%
Current ratio2,069%
Moves (last 2 years)0
CEO changes in total6
CEO's previous bankruptcies0
Other companies at the address12
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 14kDKK 11kDKK 15k
Net profitDKK 13kDKK 11kDKK 14k
EquityDKK 139kDKK 140kDKK 158k
Total assetsDKK 146kDKK 147kDKK 167k
Short-term debtDKK 7,064DKK 7,237–
Tax owedDKK 6,930DKK 7,106–
Avg. employees00–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Oct 2024 – 30 Sep 2025192 Late
1 Oct 2023 – 30 Sep 2024183
1 Oct 2022 – 30 Sep 2023186 Late
1 Oct 2021 – 30 Sep 2022182
1 Oct 2020 – 30 Sep 2021151
1 Oct 2019 – 30 Sep 2020152
1 Oct 2018 – 30 Sep 201991
1 Oct 2017 – 30 Sep 2018151
1 Oct 2016 – 30 Sep 2017143
1 Oct 2015 – 30 Sep 2016157
1 Oct 2014 – 30 Sep 2015167
1 Oct 2013 – 30 Sep 2014155
1 Oct 2012 – 30 Sep 2013152
1 Oct 2011 – 30 Sep 2012154
1 Oct 2010 – 30 Sep 2011157
1 Oct 2009 – 30 Sep 2010165
1 Oct 2008 – 30 Sep 2009162
1 Oct 2007 – 30 Sep 2008160
1 Oct 2006 – 30 Sep 2007169
1 Oct 2005 – 30 Sep 2006169

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOJørgen KjæpCurrent
CEOPeter Andreas Stakemann
CEOJohn Kastrup
CEONiels Bo Stæhr Christensen
Owner (100%)KOLUMNA ApSCurrent
AuditorERNST & YOUNG DENMARK P/S
AuditorRevisionscentret
AuditorHANS HELGE ANDERSEN
FounderANPARTSSELSKABET STAKEMANNCurrent

The CEOs' other companies

Jørgen Kjæp – 7 other companies

Peter Andreas Stakemann – 54 other companies, of which 54 bankrupt

John Kastrup – 4 other companies

Niels Bo Stæhr Christensen – 6 other companies, of which 1 bankrupt

Address history (8 moves)

c/o revisionsfirmaet Jørgen Kjæp ApS, Præstemarken 17, 4400 Kalundborg
c/o revisionsfirmaet Jørgen Kjæp ApS, Rimsøvej 7, 2770 Kastrup
c/o revisionsfirmaet Jørgen Kjæp ApS, Grønhøjvej 12B, 4200 Slagelse
c/o revisionsfirmaet Jørgen Kjæp ApS, Valbyvej 11, st. th, 4200 Slagelse
c/o Jørgen Kjæp, Christiansgave 2B, 4220 Korsør
Præstestræde 13, 4230 Skælskør
Præstestræde 13, 4230 Skælskør
Holbergsvej 32, 4180 Sorø
c/o Advokatfirmaet Stakemann, Kronprinsessegade 18, 1306 København K

Former names

PEPPER ApS – now
JOHN KASTRUP FINANS ApS –
ApS KBUS 38 NR. 3679 –

Other companies at the same address

Similar companies in Kalundborg

Questions and answers about PEPPER ApS

Has PEPPER ApS gone bankrupt?

No, PEPPER ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of PEPPER ApS?

Our model estimates a bankruptcy risk of 0.6% over the next 12 months (low risk), which is 0.4 times the average for Danish companies.

Who is the CEO of PEPPER ApS?

Jørgen Kjæp is the CEO of PEPPER ApS.

When was PEPPER ApS founded?

PEPPER ApS was founded on 1 July 1999.

What is the equity of PEPPER ApS?

Equity was DKK 139k according to the annual report for the period ending 30 September 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.