C.L. FINANS ApS

CVR 12277849 · Private limited company (ApS) · Active · Low risk

C.L. FINANS ApS is a Private limited company (ApS), founded on , based in Charlottenlund. The company is registered in the industry public relations og kommunikation. Our model estimates a bankruptcy risk of 0.4% over the next 12 months, which is 0.3 times the average for Danish companies. 20 annual reports have been published, of which 5 more than six months after the end of the financial year. The latest annual report (30 Sep 2025) shows equity of DKK 2.2m and a net result of DKK 511k. CEO: Christian Lundgaard.

Bankruptcy risk for C.L. FINANS ApS

0.4%
probability of bankruptcy within 12 months
Low risk

0.3 × the average (1.41%) · higher risk than 57% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO's previous bankruptcies1 · bankruptcy rate 14.2%1.6×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Current ratio50%–100% · bankruptcy rate 11.7%1.3×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Share of late annual reports25%–50% · bankruptcy rate 10.6%1.2×
Municipality changes3+ · bankruptcy rate 10.6%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Equity ratio40%–60% · bankruptcy rate 4.6%0.52×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
12277849
Status
Active
Company type
Private limited company (ApS)
Founded
(38 years)
Address
c/o Christian Lundgaard, Skovholmvej 7A
2920 Charlottenlund
Municipality
Gentofte
Industry
Public relations og kommunikation (733000)
Bankruptcies in the industry: Virksomhedsrådgivning og anden rådgivning om driftsledelse
Share capital
DKK 125k
Audit opted out
Yes

Warning signs

Annual reports filed late11 of 29
Missing annual reportNo
Negative equityNo
Equity ratio54.9%
Current ratio66%
Moves (last 2 years)0
CEO changes in total5
CEO's previous bankruptcies1
Other companies at the address12
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK -34kDKK -48kDKK -13k
Net profitDKK 511kDKK 231kDKK 1.4m
EquityDKK 2.2mDKK 1.7mDKK 1.5m
Total assetsDKK 4.0mDKK 5.0mDKK 5.6m
CashDKK 33k––
Short-term debtDKK 739kDKK 1.5m–
Tax owedDKK 808DKK 141k–
Avg. employees0––

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Oct 2024 – 30 Sep 2025192 Late
1 Oct 2023 – 30 Sep 2024192 Late
1 Oct 2022 – 30 Sep 2023194 Late
1 Oct 2021 – 30 Sep 2022196 Late
1 Oct 2020 – 30 Sep 2021167
1 Oct 2019 – 30 Sep 2020167
1 Oct 2018 – 30 Sep 2019168
1 Oct 2017 – 30 Sep 2018164
1 Oct 2016 – 30 Sep 2017165
1 Oct 2015 – 30 Sep 2016165
1 Oct 2014 – 30 Sep 2015168
1 Oct 2013 – 30 Sep 2014171
1 Oct 2012 – 30 Sep 2013169
1 Oct 2011 – 30 Sep 2012173
1 Oct 2010 – 30 Sep 2011170
1 Oct 2009 – 30 Sep 2010168
1 Oct 2008 – 30 Sep 2009169
1 Jan 2007 – 31 Dec 2007178
1 Jul 2005 – 31 Dec 2006199 Late
1 Jul 2004 – 30 Jun 2005180

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOChristian LundgaardCurrent
CEOVictor Christoffersen
CEOChristian Lundgaard
CEOThomas Harald Lundgaard
Owner (100%)Christian LundgaardCurrent
Owner (100%)CL GRUPPEN ApS
AuditorNis Jørn Bennetzen
AuditorMogens Fleron Güldner
AuditorPM REVISION REGISTRERET REVISIONSANPARTSSELSKAB
AuditorLST DK Holding ApS
AuditorRGH af 1. november 2024 A/S
FounderVICTOR CHRISTOFFERSEN ApSCurrent

The CEOs' other companies

Christian Lundgaard – 35 other companies, of which 5 bankrupt

Victor Christoffersen – 45 other companies, of which 45 bankrupt

Address history (4 moves)

c/o Christian Lundgaard, Skovholmvej 7A, 2920 Charlottenlund
c/o Christian Lundgaard, Skovholmvej 7 a, 2920 Charlottenlund
c/o TimeVision Frederiksberg, Falkoner Alle 1, 3., 2000 Frederiksberg
c/o CL Revision, Bredgade 71, 1., 1260 København K
c/o C.L. Revision, Bagsværdvej 70B, 2800 Kgs.Lyngby

Former names

C.L. FINANS ApS – now
ASX 13594 ApS –

Other companies at the same address

Similar companies in Gentofte

Questions and answers about C.L. FINANS ApS

Has C.L. FINANS ApS gone bankrupt?

No, C.L. FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of C.L. FINANS ApS?

Our model estimates a bankruptcy risk of 0.4% over the next 12 months (low risk), which is 0.3 times the average for Danish companies.

Who is the CEO of C.L. FINANS ApS?

Christian Lundgaard is the CEO of C.L. FINANS ApS.

When was C.L. FINANS ApS founded?

C.L. FINANS ApS was founded on 1 July 1988.

What is the equity of C.L. FINANS ApS?

Equity was DKK 2.2m according to the annual report for the period ending 30 September 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.