Lending Lab ApS
CVR 39833247 · Private limited company (ApS) · Active · High risk
Lending Lab ApS is a Private limited company (ApS), founded on , based in København K. The company is registered in the industry anden distribution af medieindhold. Our model estimates a bankruptcy risk of 2.8% over the next 12 months, which is 2.0 times the average for Danish companies. 7 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 4.2m and a net result of DKK -6.6m.
Bankruptcy risk for Lending Lab ApS
2.0 × the average (1.41%) · higher risk than 87% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 39833247
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (8 years)
- Address
- c/o Flex Funding A/S, Applebys Plads 7
1411 København K - Municipality
- København
- Industry
- Anden distribution af medieindhold (603900)
Bankruptcies in the industry: Webportaler - Share capital
- DKK 400k
- Auditor
- BDO Statsautoriseret Revisionspartnerselskab
- Audit opted out
- No
Warning signs
| Annual reports filed late | 2 of 7 |
| Missing annual report | No |
| Negative equity | No |
| Equity ratio | 46.8% |
| Current ratio | 64% |
| Moves (last 2 years) | 0 |
| CEO changes in total | 1 |
| CEO's previous bankruptcies | 0 |
| Other companies at the address | 78 |
| Going-concern uncertainty | No |
Financials and key figures
| Financial year | 2025 | 2024 |
|---|---|---|
| Gross profit | DKK -2.3m | DKK -879k |
| Net profit | DKK -6.6m | DKK -5.2m |
| Equity | DKK 4.2m | DKK 10.8m |
| Total assets | DKK 9.0m | DKK 13.3m |
| Cash | DKK 88k | – |
| Short-term debt | DKK 220k | – |
| Avg. employees | 1 | – |
Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring · BDO Statsautoriseret Revisionspartnerselskab.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 187 | Late | |
| 1 Jan 2024 – 31 Dec 2024 | 182 | ||
| 1 Jan 2023 – 31 Dec 2023 | 164 | ||
| 1 Jan 2022 – 31 Dec 2022 | 179 | ||
| 1 Jan 2021 – 31 Dec 2021 | 188 | Late | |
| 1 Jan 2020 – 31 Dec 2020 | 168 | ||
| 3 Sep 2018 – 31 Dec 2019 | 160 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Henrik Vad | ||
| Board | Henrik Vad | Current | |
| Board | Svend Aage Linde | Current | |
| Board | Ernst Ulrik Bayer | Current | |
| Board | Torben Bernt Bruun | ||
| Board | René Jørgen Spogard | ||
| Board | Christian Lundgaard | ||
| Board | Martin Nymark Hansen | ||
| Board | Martin Nymark Hansen | ||
| Owner (100%) | FLEX FUNDING A/S | Current | |
| Auditor | BDO Statsautoriseret Revisionspartnerselskab | Current | |
| Auditor | EY Godkendt Revisionspartnerselskab | ||
| Auditor | DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB | ||
| Auditor | BDO Holding VII, statsautoriseret revisionsaktieselskab | ||
| Founder | FLEX FUNDING A/S | Current |
The CEOs' other companies
Henrik Vad – 23 other companies, of which 2 bankrupt
- CAPINORDIC BANK A/S Bankrupt 11 Feb 2010
- Ringsted Boligbyg P/S Bankrupt 19 Aug 2020
- AMBER FONDSMÆGLERSELSKAB A/S Fusioneret
- CAPINORDIC CAPITAL FONDSMÆGLERSELSKAB A/S Opløst
- COMPLET LEASING A/S Active
- DIN BANK A/S Opløst
- FALKONER ALLE 90. 1998 ApS Active
- FLEX FUNDING A/S Active
- FORMUEFYN FONDSMÆGLERSELSKAB A/S Active
- Flex Funding EIF ApS Active
- Flex Funding Invest ApS Active
- Flex Funding Operations ApS Fusioneret
- Flex Garanti II ApS Active
- Flex Invest Garanti A/S Opløst
- GXG MARKETS A/S Opløst
- Intel Services ApS Active
- KOMPLEMENTARSELSKABET RETAIL SVERIGE ApS Active
- OASE A/S Active
- Pantinvest A/S Active
- RC1 ApS Opløst
- SKANDIABANKEN A/S Fusioneret
- Velocity II SPSC A/S Active
- WP KOMPLEMENTAR 2011 ApS Opløst
Address history (2 moves)
| c/o Flex Funding A/S, Applebys Plads 7, 1411 København K | |
| c/o Flex Funding A/S, Lille Fredensvej 13, 1., 2920 Charlottenlund | |
| c/o Flex Funding A/S, Strandvejen 100, 2900 Hellerup |
Former names
| Lending Lab ApS | – now |
| Flex Funding Fintech ApS | – |
Other companies at the same address
- BI Holding Nordic A/S Bankrupt
- BI Invest Nordic ApS Bankrupt
- CCEDK Holding ApS Bankrupt
- Calcabis ApS Bankrupt
- DECARD Denmark ApS Bankrupt
- Dealflow ApS Bankrupt
- DoLand ApS Bankrupt
- Enzuranz ApS Bankrupt
- GetGame ApS Bankrupt
- Meinertsen Holding ApS Bankrupt
- Openpay ApS Bankrupt
- PixelPai ApS Bankrupt
- WMC ApS Bankrupt
- AlgoSquare ApS Opløst
- Alvenir ApS Active
- Amidot Holding ApS Active
- Ardis Fintech ApS Active
- Ashes ApS Active
- Astro.io ApS Active
- Averdine DK ApS Active
- Avian ApS Fusioneret
- Avian Investigator Technologies IVS Opløst
- ClimateCPH ApS Opløst
- CostAdvisory ApS Active
- DataExpert ApS Active
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Questions and answers about Lending Lab ApS
Has Lending Lab ApS gone bankrupt?
No, Lending Lab ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of Lending Lab ApS?
Our model estimates a bankruptcy risk of 2.8% over the next 12 months (high risk), which is 2.0 times the average for Danish companies.
Who is the auditor of Lending Lab ApS?
Lending Lab ApS most recently used BDO Statsautoriseret Revisionspartnerselskab.
When was Lending Lab ApS founded?
Lending Lab ApS was founded on 3 September 2018.
What is the equity of Lending Lab ApS?
Equity was DKK 4.2m according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.