OPTIMISE MORTGAGE SOLUTIONS LTD

Company number SC716024 · Active

OPTIMISE MORTGAGE SOLUTIONS LTD is a private limited company registered in EDINBURGH, United Kingdom, incorporated on 24 Nov 2021. Its registered activity is activities of mortgage finance companies. Its latest published accounts for the period ending 30 Nov 2025 show equity of £2,363, total assets of £2,363. It has filed 4 sets of accounts. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Accounts filed2.9×3–6 · 0.34 % became insolvent
Accounts type1.6×balance sheet only · 0.18 % became insolvent
Has filed accounts1.3×1 · 0.16 % became insolvent
Negative equity1.2×0 · 0.14 % became insolvent

Lowers the risk

Region0.0×EH · 0.00 % became insolvent
Company age (years)0.0×1.728–6.256 · 0.00 % became insolvent
Current liabilities ÷ assets0.3×< 0.010552 · 0.03 % became insolvent
Total assets (log)0.3×2.87772–3.99473 · 0.04 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Equity ratio0.5×≥ 1 · 0.06 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
SC716024 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
24 Nov 2021 (5 years)
Registered address
EH14 1RZ EDINBURGH
Postcode area
Edinburgh
Activity
64922 Activities of mortgage finance companies
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
30 Nov 202515 May 2026– –£2,363£2,363 £0–1
30 Nov 202415 Jul 2025£2,841 £816£422£421 £0–1
30 Nov 202315 Jul 2024– –£312£311 £0–1
30 Nov 202215 Aug 2023£507 −£6,552£28£27 £0–1

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Edinburgh

Questions about OPTIMISE MORTGAGE SOLUTIONS LTD

What is the company number of OPTIMISE MORTGAGE SOLUTIONS LTD?

OPTIMISE MORTGAGE SOLUTIONS LTD is registered under company number SC716024 in the official register of United Kingdom. View it at the official register.

Is OPTIMISE MORTGAGE SOLUTIONS LTD still active?

Yes. OPTIMISE MORTGAGE SOLUTIONS LTD is registered as active (status: Active).

Has OPTIMISE MORTGAGE SOLUTIONS LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for OPTIMISE MORTGAGE SOLUTIONS LTD in the official data.

How likely is OPTIMISE MORTGAGE SOLUTIONS LTD to become insolvent?

Our model estimates a 0.00 % probability that OPTIMISE MORTGAGE SOLUTIONS LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was OPTIMISE MORTGAGE SOLUTIONS LTD founded?

OPTIMISE MORTGAGE SOLUTIONS LTD was incorporated on 24 Nov 2021.

Where is OPTIMISE MORTGAGE SOLUTIONS LTD registered?

OPTIMISE MORTGAGE SOLUTIONS LTD's registered address is in EH14 1RZ EDINBURGH (Edinburgh), United Kingdom.

What do the latest accounts of OPTIMISE MORTGAGE SOLUTIONS LTD show?

The latest published accounts (period ending 30 Nov 2025) show equity of £2,363, total assets of £2,363, 1 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.