SPC FINANCE LTD

Company number SC516004 · Active

SPC FINANCE LTD is a private limited company registered in AIRDRIE, United Kingdom, incorporated on 22 Sep 2015. Its registered activity is financial intermediation not elsewhere classified. Its latest published accounts for the period ending 31 Dec 2025 show equity of £77k, total assets of £90k. It has filed 7 sets of accounts, 2 of them after the deadline. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Cash ÷ assets3.5×0.0300733–0.187053 · 0.40 % became insolvent
Late filings2.5×≥ 2 · 0.29 % became insolvent
Total assets (log)2.4×4.74546–5.45007 · 0.28 % became insolvent
Equity (signed log)2.0×4.7115–5.52268 · 0.23 % became insolvent
Accounts type1.6×balance sheet only · 0.18 % became insolvent
Company age (years)1.6×6.256–12.986 · 0.18 % became insolvent

Lowers the risk

Region0.0×ML · 0.00 % became insolvent
Accounts filed0.3×≥ 6 · 0.04 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Equity ratio0.4×0.742974–1 · 0.05 % became insolvent
Current ratio0.6×≥ 7.06234 · 0.07 % became insolvent
Current liabilities ÷ assets0.7×0.010552–0.186967 · 0.08 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
SC516004 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
22 Sep 2015 (11 years)
Registered address
ML6 6AP AIRDRIE
Postcode area
Motherwell
Activity
64999 Financial intermediation not elsewhere classified
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Dec 202520 Aug 2026– –£77k£90k £12k£8,7331
31 Dec 202415 Mar 2025– –£66k£86k £12k£2,6721
31 Dec 202315 Sep 2024– –£57k£87k £13k£7,8211
31 Dec 202215 Aug 2023– –£46k£85k £13k£41k1
31 Dec 202115 Oct 2022– –£38k£87k £13k£67k1
31 Dec 202015 Aug 2021– –£25k£86k £11k£65k1
31 Dec 201915 Oct 2020– –£15k£26k £11k£14k1

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

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Questions about SPC FINANCE LTD

What is the company number of SPC FINANCE LTD?

SPC FINANCE LTD is registered under company number SC516004 in the official register of United Kingdom. View it at the official register.

Is SPC FINANCE LTD still active?

Yes. SPC FINANCE LTD is registered as active (status: Active).

Has SPC FINANCE LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for SPC FINANCE LTD in the official data.

How likely is SPC FINANCE LTD to become insolvent?

Our model estimates a 0.00 % probability that SPC FINANCE LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was SPC FINANCE LTD founded?

SPC FINANCE LTD was incorporated on 22 Sep 2015.

Where is SPC FINANCE LTD registered?

SPC FINANCE LTD's registered address is in ML6 6AP AIRDRIE (Motherwell), United Kingdom.

What do the latest accounts of SPC FINANCE LTD show?

The latest published accounts (period ending 31 Dec 2025) show equity of £77k, total assets of £90k, 1 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.