SPENCE (INSURANCE SERVICES) LTD.
Company number SC124134 · Active
SPENCE (INSURANCE SERVICES) LTD. is a private limited company registered in BATHGATE, United Kingdom, incorporated on 2 Apr 1990. Its registered activity is non-life insurance. Its latest published accounts for the period ending 31 Aug 2025 show equity of £2.4m, total assets of £2.9m. It has filed 7 sets of accounts. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).
Insolvency risk, next 12 months
Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).
Raises the risk
Lowers the risk
Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.
Company details
- Company number
- SC124134 · official register
- Status
- Active
- Legal form
- Private Limited Company
- Incorporated
- 2 Apr 1990 (37 years)
- Registered address
- EH48 2TQ BATHGATE
- Postcode area
- Edinburgh
- Activity
- 65120 Non-life insurance
- Industry
- Insurance and pension funding
- Accounts overdue
- No
Insolvency and register events
No insolvency or liquidation events on record.
Annual accounts GBP
| Period end | Published | Turnover | Result | Equity | Total assets | Current liabilities | Cash | Employees |
|---|---|---|---|---|---|---|---|---|
| 31 Aug 2025 | 15 May 2026 | – | – | £2.4m | £2.9m | £442k | £1.4m | 14 |
| 31 Aug 2024 | 15 Feb 2025 | – | – | £2.8m | £3.2m | £334k | £1.0m | 0 |
| 31 Aug 2023 | 15 Mar 2024 | – | – | £2.6m | £2.8m | £234k | £683k | 13 |
| 31 Aug 2022 | 15 Dec 2022 | – | – | £2.4m | £2.9m | £334k | £829k | 13 |
| 31 Aug 2021 | 15 Jan 2022 | – | – | £2.1m | £2.6m | £296k | £503k | 12 |
| 31 Aug 2020 | 15 May 2021 | – | – | £1.9m | £2.7m | £333k | £595k | 11 |
| 31 Aug 2019 | 15 May 2020 | – | – | £1.7m | £2.5m | £291k | £420k | 14 |
As published. Small companies often file a balance sheet only, so turnover and result can be missing.
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Questions about SPENCE (INSURANCE SERVICES) LTD.
What is the company number of SPENCE (INSURANCE SERVICES) LTD.?
SPENCE (INSURANCE SERVICES) LTD. is registered under company number SC124134 in the official register of United Kingdom. View it at the official register.
Is SPENCE (INSURANCE SERVICES) LTD. still active?
Yes. SPENCE (INSURANCE SERVICES) LTD. is registered as active (status: Active).
Has SPENCE (INSURANCE SERVICES) LTD. gone bankrupt or into insolvency?
No insolvency, bankruptcy or administration is recorded for SPENCE (INSURANCE SERVICES) LTD. in the official data.
How likely is SPENCE (INSURANCE SERVICES) LTD. to become insolvent?
Our model estimates a 0.00 % probability that SPENCE (INSURANCE SERVICES) LTD. becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.
When was SPENCE (INSURANCE SERVICES) LTD. founded?
SPENCE (INSURANCE SERVICES) LTD. was incorporated on 2 Apr 1990.
Where is SPENCE (INSURANCE SERVICES) LTD. registered?
SPENCE (INSURANCE SERVICES) LTD.'s registered address is in EH48 2TQ BATHGATE (Edinburgh), United Kingdom.
What do the latest accounts of SPENCE (INSURANCE SERVICES) LTD. show?
The latest published accounts (period ending 31 Aug 2025) show equity of £2.4m, total assets of £2.9m, 14 employees.
Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.