SPENCE MORTGAGES LTD
Company number 16406201 · Active
SPENCE MORTGAGES LTD is a private limited company registered in ST. NEOTS, United Kingdom, incorporated on 24 Apr 2025. Its registered activity is financial intermediation not elsewhere classified. Its latest published accounts for the period ending 30 Apr 2026 show equity of £6,023, total assets of £22k. It has filed 1 set of accounts. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).
Insolvency risk, next 12 months
Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).
Raises the risk
Lowers the risk
Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.
Company details
- Company number
- 16406201 · official register
- Status
- Active
- Legal form
- Private Limited Company
- Incorporated
- 24 Apr 2025 (2 years)
- Registered address
- PE19 8GS ST. NEOTS
- Postcode area
- Peterborough
- Activity
- 64999 Financial intermediation not elsewhere classified
- Industry
- Financial services
- Accounts overdue
- No
Insolvency and register events
No insolvency or liquidation events on record.
Annual accounts GBP
| Period end | Published | Turnover | Result | Equity | Total assets | Current liabilities | Cash | Employees |
|---|---|---|---|---|---|---|---|---|
| 30 Apr 2026 | 3 Oct 2026 | – | – | £6,023 | £22k | £16k | £18k | 1 |
As published. Small companies often file a balance sheet only, so turnover and result can be missing.
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Questions about SPENCE MORTGAGES LTD
What is the company number of SPENCE MORTGAGES LTD?
SPENCE MORTGAGES LTD is registered under company number 16406201 in the official register of United Kingdom. View it at the official register.
Is SPENCE MORTGAGES LTD still active?
Yes. SPENCE MORTGAGES LTD is registered as active (status: Active).
Has SPENCE MORTGAGES LTD gone bankrupt or into insolvency?
No insolvency, bankruptcy or administration is recorded for SPENCE MORTGAGES LTD in the official data.
How likely is SPENCE MORTGAGES LTD to become insolvent?
Our model estimates a 0.00 % probability that SPENCE MORTGAGES LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.
When was SPENCE MORTGAGES LTD founded?
SPENCE MORTGAGES LTD was incorporated on 24 Apr 2025.
Where is SPENCE MORTGAGES LTD registered?
SPENCE MORTGAGES LTD's registered address is in PE19 8GS ST. NEOTS (Peterborough), United Kingdom.
What do the latest accounts of SPENCE MORTGAGES LTD show?
The latest published accounts (period ending 30 Apr 2026) show equity of £6,023, total assets of £22k, 1 employees.
Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 9 Nov 2026.