BRIGHT FUTURE MORTGAGES LTD

Company number 14932103 · Active

BRIGHT FUTURE MORTGAGES LTD is a private limited company registered in CHELMSFORD, United Kingdom, incorporated on 13 Jun 2023. Its registered activity is activities of mortgage finance companies. Its latest published accounts for the period ending 30 Jun 2026 show equity of £394, total assets of £20k. It has filed 3 sets of accounts, 1 of them after the deadline. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Accounts filed2.9×3–6 · 0.34 % became insolvent
Current ratio2.7×0.565361–1.20204 · 0.31 % became insolvent
Equity change ÷ assets2.6×-0.688951–-0.123359 · 0.31 % became insolvent
Equity ratio2.4×0.00404851–0.289275 · 0.28 % became insolvent
Share of filings late2.3×0.333333–0.666667 · 0.26 % became insolvent
Current liabilities ÷ assets2.2×0.961567–2.20344 · 0.26 % became insolvent

Lowers the risk

Company age (years)0.0×1.728–6.256 · 0.00 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Days since last period end0.6×< 246 · 0.06 % became insolvent
Equity (signed log)0.6×0.30103–3.52776 · 0.07 % became insolvent
Accounts overdue0.8×0 · 0.09 % became insolvent
Cash ÷ assets0.9×0.578498–0.951833 · 0.10 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
14932103 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
13 Jun 2023 (3 years)
Registered address
CM2 0RG CHELMSFORD
Postcode area
Chelmsford
Activity
64922 Activities of mortgage finance companies
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
30 Jun 202613 Oct 2026– –£394£20k £20k£12k1
30 Jun 202515 Nov 2025– –£5,615£17k £11k£16k1
30 Jun 202415 Apr 2025– –£2,572£5,218 £2,646£4,9301

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Chelmsford

Questions about BRIGHT FUTURE MORTGAGES LTD

What is the company number of BRIGHT FUTURE MORTGAGES LTD?

BRIGHT FUTURE MORTGAGES LTD is registered under company number 14932103 in the official register of United Kingdom. View it at the official register.

Is BRIGHT FUTURE MORTGAGES LTD still active?

Yes. BRIGHT FUTURE MORTGAGES LTD is registered as active (status: Active).

Has BRIGHT FUTURE MORTGAGES LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for BRIGHT FUTURE MORTGAGES LTD in the official data.

How likely is BRIGHT FUTURE MORTGAGES LTD to become insolvent?

Our model estimates a 0.00 % probability that BRIGHT FUTURE MORTGAGES LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was BRIGHT FUTURE MORTGAGES LTD founded?

BRIGHT FUTURE MORTGAGES LTD was incorporated on 13 Jun 2023.

Where is BRIGHT FUTURE MORTGAGES LTD registered?

BRIGHT FUTURE MORTGAGES LTD's registered address is in CM2 0RG CHELMSFORD (Chelmsford), United Kingdom.

What do the latest accounts of BRIGHT FUTURE MORTGAGES LTD show?

The latest published accounts (period ending 30 Jun 2026) show equity of £394, total assets of £20k, 1 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 9 Nov 2026.