CREDIT SMART LTD

Company number 14914078 · Active

CREDIT SMART LTD is a private limited company registered in RICHMOND, United Kingdom, incorporated on 5 Jun 2023. Its registered activity is activities of credit bureaus. Its latest published accounts for the period ending 30 Jun 2025 show equity of −£38k, total assets of £50k. It has filed 2 sets of accounts. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Equity (signed log)4.0×< -4.26854 · 0.47 % became insolvent
Equity ratio2.8×-0.882818–0.00404851 · 0.33 % became insolvent
Negative equity2.3×1 · 0.27 % became insolvent
Current liabilities ÷ assets2.2×0.961567–2.20344 · 0.26 % became insolvent
Cash ÷ assets2.0×0.187053–0.578498 · 0.24 % became insolvent
Current ratio2.0×0.0828928–0.565361 · 0.23 % became insolvent

Lowers the risk

Company age (years)0.0×1.728–6.256 · 0.00 % became insolvent
Region0.3×TW · 0.03 % became insolvent
Accounts filed0.5×0–3 · 0.06 % became insolvent
Late filings0.8×0–1 · 0.09 % became insolvent
Accounts overdue0.8×0 · 0.09 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
14914078 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
5 Jun 2023 (3 years)
Registered address
TW9 1BN RICHMOND
Postcode area
Twickenham
Activity
82912 Activities of credit bureaus
Industry
Office administrative and business support
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
30 Jun 202515 Sep 2025– –−£38k£50k £79k£28k2
30 Jun 202415 Sep 2024– –£67k£37k £104k–0

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Twickenham

Questions about CREDIT SMART LTD

What is the company number of CREDIT SMART LTD?

CREDIT SMART LTD is registered under company number 14914078 in the official register of United Kingdom. View it at the official register.

Is CREDIT SMART LTD still active?

Yes. CREDIT SMART LTD is registered as active (status: Active).

Has CREDIT SMART LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for CREDIT SMART LTD in the official data.

How likely is CREDIT SMART LTD to become insolvent?

Our model estimates a 0.00 % probability that CREDIT SMART LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was CREDIT SMART LTD founded?

CREDIT SMART LTD was incorporated on 5 Jun 2023.

Where is CREDIT SMART LTD registered?

CREDIT SMART LTD's registered address is in TW9 1BN RICHMOND (Twickenham), United Kingdom.

What do the latest accounts of CREDIT SMART LTD show?

The latest published accounts (period ending 30 Jun 2025) show equity of −£38k, total assets of £50k, 2 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 9 Nov 2026.