SMART FINANCIAL SERVICES LTD

Company number 13804298 · Active

SMART FINANCIAL SERVICES LTD is a private limited company registered in EXETER, United Kingdom, incorporated on 16 Dec 2021. Its registered activity is financial intermediation not elsewhere classified. Its latest published accounts for the period ending 30 Sep 2025 show equity of −£983, total assets of £22k. It has filed 4 sets of accounts. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Employees3.1×3–8 · 0.36 % became insolvent
Accounts filed2.9×3–6 · 0.34 % became insolvent
Equity ratio2.8×-0.882818–0.00404851 · 0.33 % became insolvent
Negative equity2.3×1 · 0.27 % became insolvent
Equity change ÷ assets2.3×-0.123359–0 · 0.26 % became insolvent
Accounts type1.6×balance sheet only · 0.18 % became insolvent

Lowers the risk

Company age (years)0.0×1.728–6.256 · 0.00 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Filing delay of last accounts (days)0.5×< 76 · 0.05 % became insolvent
Current ratio0.6×≥ 7.06234 · 0.07 % became insolvent
Current liabilities ÷ assets0.7×0.010552–0.186967 · 0.08 % became insolvent
Equity (signed log)0.8×-4.26854–0.30103 · 0.09 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
13804298 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
16 Dec 2021 (5 years)
Registered address
EX1 1JG EXETER
Postcode area
Exeter
Activity
64999 Financial intermediation not elsewhere classified
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
30 Sep 202515 Oct 2025– –−£983£22k £2,008–4
31 Dec 202415 Aug 2025– –£0£20k £3,214–4
31 Dec 202315 Sep 2024– –£2,062£18k £7,364–4
31 Dec 202215 Aug 2023– –£1,581£9,231 £7,650–0

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

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Questions about SMART FINANCIAL SERVICES LTD

What is the company number of SMART FINANCIAL SERVICES LTD?

SMART FINANCIAL SERVICES LTD is registered under company number 13804298 in the official register of United Kingdom. View it at the official register.

Is SMART FINANCIAL SERVICES LTD still active?

Yes. SMART FINANCIAL SERVICES LTD is registered as active (status: Active).

Has SMART FINANCIAL SERVICES LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for SMART FINANCIAL SERVICES LTD in the official data.

How likely is SMART FINANCIAL SERVICES LTD to become insolvent?

Our model estimates a 0.00 % probability that SMART FINANCIAL SERVICES LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was SMART FINANCIAL SERVICES LTD founded?

SMART FINANCIAL SERVICES LTD was incorporated on 16 Dec 2021.

Where is SMART FINANCIAL SERVICES LTD registered?

SMART FINANCIAL SERVICES LTD's registered address is in EX1 1JG EXETER (Exeter), United Kingdom.

What do the latest accounts of SMART FINANCIAL SERVICES LTD show?

The latest published accounts (period ending 30 Sep 2025) show equity of −£983, total assets of £22k, 4 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 9 Nov 2026.