GEM FINANCE LTD

Company number 12918178 · Active

GEM FINANCE LTD is a private limited company registered in BARNARD CASTLE, United Kingdom, incorporated on 1 Oct 2020. Its registered activity is other business support service activities n.e.c.. Its latest published accounts for the period ending 30 Apr 2026 show equity of −£963, total assets of £8,977. It has filed 5 sets of accounts. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Accounts filed2.9×3–6 · 0.34 % became insolvent
Equity ratio2.8×-0.882818–0.00404851 · 0.33 % became insolvent
Equity change ÷ assets2.6×-0.688951–-0.123359 · 0.31 % became insolvent
Negative equity2.3×1 · 0.27 % became insolvent
Current liabilities ÷ assets2.2×0.961567–2.20344 · 0.26 % became insolvent
Current ratio2.0×0.0828928–0.565361 · 0.23 % became insolvent

Lowers the risk

Company age (years)0.0×1.728–6.256 · 0.00 % became insolvent
Total assets (log)0.3×2.87772–3.99473 · 0.04 % became insolvent
Days since last period end0.6×< 246 · 0.06 % became insolvent
Equity (signed log)0.8×-4.26854–0.30103 · 0.09 % became insolvent
Late filings0.8×0–1 · 0.09 % became insolvent
Accounts overdue0.8×0 · 0.09 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
12918178 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
1 Oct 2020 (6 years)
Registered address
DL12 9BU BARNARD CASTLE
Postcode area
Darlington
Activity
82990 Other business support service activities n.e.c.
Industry
Office administrative and business support
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
30 Apr 20266 Oct 2026– –−£963£8,977 £12k–1
31 Oct 202415 Jul 2025– –£2,145£9,207 £2,726–1
31 Oct 202315 Jul 2024– –£26£7,478 £1,795–1
31 Oct 202215 Jul 2023– –£326£9,186 £2,015–2
31 Oct 202115 Dec 2021– –£4,552£11k £6,148–1

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Darlington

Questions about GEM FINANCE LTD

What is the company number of GEM FINANCE LTD?

GEM FINANCE LTD is registered under company number 12918178 in the official register of United Kingdom. View it at the official register.

Is GEM FINANCE LTD still active?

Yes. GEM FINANCE LTD is registered as active (status: Active).

Has GEM FINANCE LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for GEM FINANCE LTD in the official data.

How likely is GEM FINANCE LTD to become insolvent?

Our model estimates a 0.00 % probability that GEM FINANCE LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was GEM FINANCE LTD founded?

GEM FINANCE LTD was incorporated on 1 Oct 2020.

Where is GEM FINANCE LTD registered?

GEM FINANCE LTD's registered address is in DL12 9BU BARNARD CASTLE (Darlington), United Kingdom.

What do the latest accounts of GEM FINANCE LTD show?

The latest published accounts (period ending 30 Apr 2026) show equity of −£963, total assets of £8,977, 1 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.