EFFICIENT MORTGAGES LIMITED

Company number 12711495 · Active

EFFICIENT MORTGAGES LIMITED is a private limited company registered in PINNER, United Kingdom, incorporated on 1 Jul 2020. Its registered activity is activities of mortgage finance companies. Its latest published accounts for the period ending 31 Mar 2026 show equity of £17k, total assets of £32k. It has filed 6 sets of accounts, 1 of them after the deadline. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Equity change ÷ assets2.6×-0.688951–-0.123359 · 0.31 % became insolvent
Current ratio2.4×1.20204–2.65202 · 0.28 % became insolvent
Late filings1.8×1–2 · 0.21 % became insolvent
Accounts type1.6×balance sheet only · 0.18 % became insolvent
Company age (years)1.6×6.256–12.986 · 0.18 % became insolvent
Current liabilities ÷ assets1.5×0.186967–0.523499 · 0.18 % became insolvent

Lowers the risk

Accounts filed0.3×≥ 6 · 0.04 % became insolvent
Region0.4×HA · 0.05 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Days since last period end0.6×< 246 · 0.06 % became insolvent
Accounts overdue0.8×0 · 0.09 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
12711495 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
1 Jul 2020 (6 years)
Registered address
HA5 5NE PINNER
Postcode area
Harrow
Activity
64922 Activities of mortgage finance companies
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Mar 202615 Jun 2026– –£17k£32k £14k–1
31 Mar 202515 Jul 2025– –£24k£42k £18k–1
31 Mar 202415 Mar 2025– –£26k£41k £15k–1
31 Mar 202315 Oct 2023– –£68k£100k £32k–2
31 Mar 202215 Jul 2022– –£45k£57k £12k–2
31 Mar 202115 Apr 2021– –£2,631£4,100 £1,469–2

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Harrow

Questions about EFFICIENT MORTGAGES LIMITED

What is the company number of EFFICIENT MORTGAGES LIMITED?

EFFICIENT MORTGAGES LIMITED is registered under company number 12711495 in the official register of United Kingdom. View it at the official register.

Is EFFICIENT MORTGAGES LIMITED still active?

Yes. EFFICIENT MORTGAGES LIMITED is registered as active (status: Active).

Has EFFICIENT MORTGAGES LIMITED gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for EFFICIENT MORTGAGES LIMITED in the official data.

How likely is EFFICIENT MORTGAGES LIMITED to become insolvent?

Our model estimates a 0.00 % probability that EFFICIENT MORTGAGES LIMITED becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was EFFICIENT MORTGAGES LIMITED founded?

EFFICIENT MORTGAGES LIMITED was incorporated on 1 Jul 2020.

Where is EFFICIENT MORTGAGES LIMITED registered?

EFFICIENT MORTGAGES LIMITED's registered address is in HA5 5NE PINNER (Harrow), United Kingdom.

What do the latest accounts of EFFICIENT MORTGAGES LIMITED show?

The latest published accounts (period ending 31 Mar 2026) show equity of £17k, total assets of £32k, 1 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.