VIRTUOUS MORTGAGES LTD

Company number 12687834 · Active (Active - Proposal to Strike off)

VIRTUOUS MORTGAGES LTD is a private limited company registered in LONDON, United Kingdom, incorporated on 22 Jun 2020. Its registered activity is activities of mortgage finance companies. Its latest published accounts for the period ending 30 Jun 2025 show equity of £50, total assets of £6,719. It has filed 5 sets of accounts. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Cash ÷ assets3.7×0.00304687–0.0300733 · 0.44 % became insolvent
Accounts filed2.9×3–6 · 0.34 % became insolvent
Equity ratio2.4×0.00404851–0.289275 · 0.28 % became insolvent
Current liabilities ÷ assets2.2×0.961567–2.20344 · 0.26 % became insolvent
Current ratio2.0×0.0828928–0.565361 · 0.23 % became insolvent
Equity change ÷ assets1.6×< -0.688951 · 0.19 % became insolvent

Lowers the risk

Total assets (log)0.3×2.87772–3.99473 · 0.04 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Equity (signed log)0.6×0.30103–3.52776 · 0.07 % became insolvent
Late filings0.8×0–1 · 0.09 % became insolvent
Accounts overdue0.8×0 · 0.09 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
12687834 · official register
Status
Active - Proposal to Strike off
Legal form
Private Limited Company
Incorporated
22 Jun 2020 (6 years)
Registered address
EC2A 4NE LONDON
Postcode area
London East Central
Activity
64922 Activities of mortgage finance companies
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
30 Jun 202515 Jan 2026– –£50£6,719 £6,669£561
30 Jun 202415 Jan 2025– –£14k£19k £5,046£15k0
30 Jun 202315 Feb 2024– –£23k£24k £1,225–1
30 Jun 202215 Sep 2022– –£19k£23k £3,840–1
30 Jun 202115 Sep 2021– –£11k£19k £6,147–1

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in London East Central

Questions about VIRTUOUS MORTGAGES LTD

What is the company number of VIRTUOUS MORTGAGES LTD?

VIRTUOUS MORTGAGES LTD is registered under company number 12687834 in the official register of United Kingdom. View it at the official register.

Is VIRTUOUS MORTGAGES LTD still active?

Yes. VIRTUOUS MORTGAGES LTD is registered as active (status: Active - Proposal to Strike off).

Has VIRTUOUS MORTGAGES LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for VIRTUOUS MORTGAGES LTD in the official data.

How likely is VIRTUOUS MORTGAGES LTD to become insolvent?

Our model estimates a 0.00 % probability that VIRTUOUS MORTGAGES LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was VIRTUOUS MORTGAGES LTD founded?

VIRTUOUS MORTGAGES LTD was incorporated on 22 Jun 2020.

Where is VIRTUOUS MORTGAGES LTD registered?

VIRTUOUS MORTGAGES LTD's registered address is in EC2A 4NE LONDON (London East Central), United Kingdom.

What do the latest accounts of VIRTUOUS MORTGAGES LTD show?

The latest published accounts (period ending 30 Jun 2025) show equity of £50, total assets of £6,719, 1 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.