PAYDAY LOANS LTD
Company number 12430457 · Active
PAYDAY LOANS LTD is a private limited company registered in CARDIFF, United Kingdom, incorporated on 28 Jan 2020. Its registered activity is financial intermediation not elsewhere classified. Its latest published accounts for the period ending 31 Jan 2026 show equity of −£40k, total assets of £19k. It has filed 6 sets of accounts. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).
Insolvency risk, next 12 months
Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).
Raises the risk
Lowers the risk
Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.
Company details
- Company number
- 12430457 · official register
- Status
- Active
- Legal form
- Private Limited Company
- Incorporated
- 28 Jan 2020 (7 years)
- Registered address
- CF14 8LH CARDIFF
- Postcode area
- Cardiff
- Activity
- 64999 Financial intermediation not elsewhere classified
- Industry
- Financial services
- Accounts overdue
- No
Insolvency and register events
No insolvency or liquidation events on record.
Annual accounts GBP
| Period end | Published | Turnover | Result | Equity | Total assets | Current liabilities | Cash | Employees |
|---|---|---|---|---|---|---|---|---|
| 31 Jan 2026 | 15 Jul 2026 | – | – | −£40k | £19k | £59k | £19k | 1 |
| 31 Jan 2025 | 15 Aug 2025 | – | – | −£11k | £98k | £110k | £98k | 1 |
| 31 Jan 2024 | 15 Aug 2024 | – | – | £4,487 | £68k | £63k | £68k | 1 |
| 31 Jan 2023 | 15 Oct 2023 | – | – | −£43k | £84k | £126k | £84k | 1 |
| 31 Jan 2022 | 15 Oct 2022 | – | – | −£80k | £120k | £200k | £120k | 1 |
| 31 Jan 2021 | 15 Oct 2021 | – | – | −£91k | £215k | £307k | £215k | 1 |
As published. Small companies often file a balance sheet only, so turnover and result can be missing.
Similar companies in Cardiff
- 1-9 STAFFORD CRIPPS HOUSE FREEHOLD LIMITED CARDIFF
- 10 HOLDINGS LIMITED CARDIFF
- 11892779 LIMITED CARDIFF
- 137.FINANCE LTD CARDIFF
- 19A LTD CARDIFF
- 1ST CHOICE AUTO BODY GROUP UK LTD CARDIFF
- 1ST CHOICE AUTO HOLDINGS LTD CARDIFF
- 2BUY2 GROUP LIMITED CARDIFF
- 2DK GROUP LIMITED CARDIFF
- 2DK HOLDINGS LTD CARDIFF
- 360-EQUITY LIMITED CARDIFF
- 365 MOTOR FINANCE LIMITED CARDIFF
Questions about PAYDAY LOANS LTD
What is the company number of PAYDAY LOANS LTD?
PAYDAY LOANS LTD is registered under company number 12430457 in the official register of United Kingdom. View it at the official register.
Is PAYDAY LOANS LTD still active?
Yes. PAYDAY LOANS LTD is registered as active (status: Active).
Has PAYDAY LOANS LTD gone bankrupt or into insolvency?
No insolvency, bankruptcy or administration is recorded for PAYDAY LOANS LTD in the official data.
How likely is PAYDAY LOANS LTD to become insolvent?
Our model estimates a 0.00 % probability that PAYDAY LOANS LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.
When was PAYDAY LOANS LTD founded?
PAYDAY LOANS LTD was incorporated on 28 Jan 2020.
Where is PAYDAY LOANS LTD registered?
PAYDAY LOANS LTD's registered address is in CF14 8LH CARDIFF (Cardiff), United Kingdom.
What do the latest accounts of PAYDAY LOANS LTD show?
The latest published accounts (period ending 31 Jan 2026) show equity of −£40k, total assets of £19k, 1 employees.
Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 9 Nov 2026.