GOBEAR LOANS LTD

Company number 12356654 · Active

GOBEAR LOANS LTD is a private limited company registered in CARDIFF, United Kingdom, incorporated on 10 Dec 2019. Its registered activity is activities of mortgage finance companies. Its latest published accounts for the period ending 31 Dec 2025 show equity of £429k, total assets of £496k. It has filed 6 sets of accounts. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Employees7.0×≥ 8 · 0.81 % became insolvent
Total assets (log)3.0×5.45007–6.05274 · 0.34 % became insolvent
Equity (signed log)2.0×≥ 5.52268 · 0.24 % became insolvent
Accounts type1.6×balance sheet only · 0.18 % became insolvent
Company age (years)1.6×6.256–12.986 · 0.18 % became insolvent
Equity change ÷ assets1.5×0–0.113215 · 0.18 % became insolvent

Lowers the risk

Accounts filed0.3×≥ 6 · 0.04 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Equity ratio0.4×0.742974–1 · 0.05 % became insolvent
Filing delay of last accounts (days)0.5×< 76 · 0.05 % became insolvent
Current ratio0.6×≥ 7.06234 · 0.07 % became insolvent
Current liabilities ÷ assets0.7×0.010552–0.186967 · 0.08 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
12356654 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
10 Dec 2019 (7 years)
Registered address
CF3 0LT CARDIFF
Postcode area
Cardiff
Activity
64922 Activities of mortgage finance companies
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Dec 202515 Jan 2026– –£429k£496k £64k£381k9
31 Dec 202415 Jan 2025– –£396k£473k £72k£325k7
31 Dec 202315 Feb 2024– –£353k£418k £62k£314k8
31 Dec 202215 May 2023– –£348k£443k £92k£312k10
31 Dec 202115 Jan 2022– –£174k£279k £104k£271k5
31 Dec 202015 Feb 2021– –£16k£72k £56k£62k3

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Cardiff

Questions about GOBEAR LOANS LTD

What is the company number of GOBEAR LOANS LTD?

GOBEAR LOANS LTD is registered under company number 12356654 in the official register of United Kingdom. View it at the official register.

Is GOBEAR LOANS LTD still active?

Yes. GOBEAR LOANS LTD is registered as active (status: Active).

Has GOBEAR LOANS LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for GOBEAR LOANS LTD in the official data.

How likely is GOBEAR LOANS LTD to become insolvent?

Our model estimates a 0.00 % probability that GOBEAR LOANS LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was GOBEAR LOANS LTD founded?

GOBEAR LOANS LTD was incorporated on 10 Dec 2019.

Where is GOBEAR LOANS LTD registered?

GOBEAR LOANS LTD's registered address is in CF3 0LT CARDIFF (Cardiff), United Kingdom.

What do the latest accounts of GOBEAR LOANS LTD show?

The latest published accounts (period ending 31 Dec 2025) show equity of £429k, total assets of £496k, 9 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 9 Nov 2026.