NICHOLAS PAYNE LTD

Company number 12258132 · Active

NICHOLAS PAYNE LTD is a private limited company registered in WOLVERHAMPTON, United Kingdom, incorporated on 12 Oct 2019. Its registered activity is activities of mortgage finance companies. Its latest published accounts for the period ending 31 Oct 2025 show equity of £12k, total assets of £13k. It has filed 6 sets of accounts, 1 of them after the deadline. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Late filings1.8×1–2 · 0.21 % became insolvent
Accounts type1.6×balance sheet only · 0.18 % became insolvent
Company age (years)1.6×6.256–12.986 · 0.18 % became insolvent
Has filed accounts1.3×1 · 0.16 % became insolvent
Negative equity1.2×0 · 0.14 % became insolvent

Lowers the risk

Accounts filed0.3×≥ 6 · 0.04 % became insolvent
Region0.3×WV · 0.04 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Equity ratio0.4×0.742974–1 · 0.05 % became insolvent
Current ratio0.6×≥ 7.06234 · 0.07 % became insolvent
Current liabilities ÷ assets0.7×0.010552–0.186967 · 0.08 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
12258132 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
12 Oct 2019 (7 years)
Registered address
WV9 5AA WOLVERHAMPTON
Postcode area
Wolverhampton
Activity
64922 Activities of mortgage finance companies
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Oct 202515 Jul 2026– –£12k£13k £707–1
31 Oct 202415 Aug 2025– –£1£13k £4,881–1
31 Oct 202315 Jul 2024– –£9,422£13k £3,674–1
31 Oct 202215 Dec 2022– –£14k£19k £5,169–1
31 Oct 202115 Jul 2022– –£586£1,107 £522–0
31 Oct 202015 Jul 2021– –£355£3 £359–0

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Wolverhampton

Questions about NICHOLAS PAYNE LTD

What is the company number of NICHOLAS PAYNE LTD?

NICHOLAS PAYNE LTD is registered under company number 12258132 in the official register of United Kingdom. View it at the official register.

Is NICHOLAS PAYNE LTD still active?

Yes. NICHOLAS PAYNE LTD is registered as active (status: Active).

Has NICHOLAS PAYNE LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for NICHOLAS PAYNE LTD in the official data.

How likely is NICHOLAS PAYNE LTD to become insolvent?

Our model estimates a 0.00 % probability that NICHOLAS PAYNE LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was NICHOLAS PAYNE LTD founded?

NICHOLAS PAYNE LTD was incorporated on 12 Oct 2019.

Where is NICHOLAS PAYNE LTD registered?

NICHOLAS PAYNE LTD's registered address is in WV9 5AA WOLVERHAMPTON (Wolverhampton), United Kingdom.

What do the latest accounts of NICHOLAS PAYNE LTD show?

The latest published accounts (period ending 31 Oct 2025) show equity of £12k, total assets of £13k, 1 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.