SMARTFLOW PAYMENTS LIMITED

Company number 11070048 · Active

SMARTFLOW PAYMENTS LIMITED is a private limited company registered in WELWYN GARDEN CITY, United Kingdom, incorporated on 17 Nov 2017. Its registered activity is financial intermediation not elsewhere classified. Its latest published accounts for the period ending 31 Dec 2025 show equity of £7.0m, total assets of £17.1m, turnover of £39.2m, a result of £4.2m. It has filed 3 sets of accounts. Our model estimates a 0.36 % probability that it becomes insolvent within 12 months, 3.1 times the average for active companies (high risk).

Insolvency risk, next 12 months

0.36 %
High risk
Lowest riskHighest risk

Higher than 96 % of active companies in the United Kingdom. 3.1× the average annual insolvency rate (0.12 %).

Raises the risk

Turnover (log)6.5×≥ 7.22806 · 0.75 % became insolvent
Operating margin3.2×0.0315141–0.149908 · 0.37 % became insolvent
Total assets (log)3.1×≥ 6.05274 · 0.37 % became insolvent
Employees3.1×3–8 · 0.36 % became insolvent
Accounts filed2.9×3–6 · 0.34 % became insolvent
Current liabilities ÷ assets2.9×0.523499–0.961567 · 0.33 % became insolvent

Lowers the risk

Industry0.4×64 · 0.05 % became insolvent
Late filings0.8×0–1 · 0.09 % became insolvent
Accounts overdue0.8×0 · 0.09 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
11070048 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
17 Nov 2017 (9 years)
Registered address
AL7 1BH WELWYN GARDEN CITY
Postcode area
St Albans
Activity
64999 Financial intermediation not elsewhere classified
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Dec 202525 Sep 2026£39.2m £4.2m£7.0m£17.1m £10.0m£7.9m4
31 Dec 202415 Sep 2025£24.0m £1.5m£2.8m£14.8m £12.0m£7.1m3
31 Dec 202315 Sep 2024£7.9m £608k£1.4m£8.2m £6.8m£3.3m2

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in St Albans

Questions about SMARTFLOW PAYMENTS LIMITED

What is the company number of SMARTFLOW PAYMENTS LIMITED?

SMARTFLOW PAYMENTS LIMITED is registered under company number 11070048 in the official register of United Kingdom. View it at the official register.

Is SMARTFLOW PAYMENTS LIMITED still active?

Yes. SMARTFLOW PAYMENTS LIMITED is registered as active (status: Active).

Has SMARTFLOW PAYMENTS LIMITED gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for SMARTFLOW PAYMENTS LIMITED in the official data.

How likely is SMARTFLOW PAYMENTS LIMITED to become insolvent?

Our model estimates a 0.36 % probability that SMARTFLOW PAYMENTS LIMITED becomes insolvent within the next 12 months (high risk). That is higher than 96 % of active companies in the United Kingdom.

When was SMARTFLOW PAYMENTS LIMITED founded?

SMARTFLOW PAYMENTS LIMITED was incorporated on 17 Nov 2017.

Where is SMARTFLOW PAYMENTS LIMITED registered?

SMARTFLOW PAYMENTS LIMITED's registered address is in AL7 1BH WELWYN GARDEN CITY (St Albans), United Kingdom.

What do the latest accounts of SMARTFLOW PAYMENTS LIMITED show?

The latest published accounts (period ending 31 Dec 2025) show equity of £7.0m, total assets of £17.1m, turnover of £39.2m, a result of £4.2m, 4 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.