STEPWISE MORTGAGES LTD

Company number 11013374 · Active

STEPWISE MORTGAGES LTD is a private limited company registered in LUTON, United Kingdom, incorporated on 16 Oct 2017. Its registered activity is other service activities n.e.c.. Its latest published accounts for the period ending 31 Oct 2025 show equity of £104k, total assets of £122k. It has filed 7 sets of accounts, 3 of them after the deadline. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Late filings2.5×≥ 2 · 0.29 % became insolvent
Total assets (log)2.4×4.74546–5.45007 · 0.28 % became insolvent
Share of filings late2.3×0.333333–0.666667 · 0.26 % became insolvent
Equity (signed log)2.0×4.7115–5.52268 · 0.23 % became insolvent
Accounts type1.6×balance sheet only · 0.18 % became insolvent
Company age (years)1.6×6.256–12.986 · 0.18 % became insolvent

Lowers the risk

Region0.2×LU · 0.02 % became insolvent
Accounts filed0.3×≥ 6 · 0.04 % became insolvent
Equity ratio0.4×0.742974–1 · 0.05 % became insolvent
Current ratio0.6×≥ 7.06234 · 0.07 % became insolvent
Current liabilities ÷ assets0.7×0.010552–0.186967 · 0.08 % became insolvent
Accounts overdue0.8×0 · 0.09 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
11013374 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
16 Oct 2017 (9 years)
Registered address
LU3 3RG LUTON
Postcode area
Luton
Activity
96090 Other service activities n.e.c.
Industry
Other personal service activities
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Oct 202515 Jul 2026– –£104k£122k £11k–1
31 Oct 202415 Jul 2025– –£82k£95k £2,959–2
31 Oct 202315 Jun 2024– –£76k£103k £17k–2
31 Oct 202215 Oct 2023– –£56k£88k £17k–1
31 Oct 202115 Oct 2022– –£11k£40k £10k£30k1
31 Oct 202015 Oct 2021– –£270£25k £4,518£6,2951
31 Oct 201915 Jul 2020– –£1,302£8,183 £6,881£8,0341

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Luton

Questions about STEPWISE MORTGAGES LTD

What is the company number of STEPWISE MORTGAGES LTD?

STEPWISE MORTGAGES LTD is registered under company number 11013374 in the official register of United Kingdom. View it at the official register.

Is STEPWISE MORTGAGES LTD still active?

Yes. STEPWISE MORTGAGES LTD is registered as active (status: Active).

Has STEPWISE MORTGAGES LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for STEPWISE MORTGAGES LTD in the official data.

How likely is STEPWISE MORTGAGES LTD to become insolvent?

Our model estimates a 0.00 % probability that STEPWISE MORTGAGES LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was STEPWISE MORTGAGES LTD founded?

STEPWISE MORTGAGES LTD was incorporated on 16 Oct 2017.

Where is STEPWISE MORTGAGES LTD registered?

STEPWISE MORTGAGES LTD's registered address is in LU3 3RG LUTON (Luton), United Kingdom.

What do the latest accounts of STEPWISE MORTGAGES LTD show?

The latest published accounts (period ending 31 Oct 2025) show equity of £104k, total assets of £122k, 1 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.