GEMSTONE MORTGAGES LTD

Company number 10045238 · Active

GEMSTONE MORTGAGES LTD is a private limited company registered in COLCHESTER, United Kingdom, incorporated on 7 Mar 2016. Its registered activity is financial intermediation not elsewhere classified. Its latest published accounts for the period ending 30 Jun 2025 show equity of £5,320, total assets of £101k. It has filed 7 sets of accounts, 3 of them after the deadline. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 76 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Employees3.1×3–8 · 0.36 % became insolvent
Current liabilities ÷ assets2.9×0.523499–0.961567 · 0.33 % became insolvent
Current ratio2.7×0.565361–1.20204 · 0.31 % became insolvent
Late filings2.5×≥ 2 · 0.29 % became insolvent
Total assets (log)2.4×4.74546–5.45007 · 0.28 % became insolvent
Equity ratio2.4×0.00404851–0.289275 · 0.28 % became insolvent

Lowers the risk

Accounts filed0.3×≥ 6 · 0.04 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Region0.6×CO · 0.07 % became insolvent
Accounts overdue0.8×0 · 0.09 % became insolvent
Cash ÷ assets0.9×0.578498–0.951833 · 0.10 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
10045238 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
7 Mar 2016 (11 years)
Registered address
CO1 1QR COLCHESTER
Postcode area
Colchester
Activity
64999 Financial intermediation not elsewhere classified
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
30 Jun 202515 Mar 2026– –£5,320£101k £71k£74k6
30 Jun 202415 Mar 2025– –£2,843£78k £25k£4,9566
30 Jun 202315 Nov 2023– –£2,642£116k £38k£12k6
30 Jun 202215 Sep 2023– –£277£80k £39k£30k7
31 Dec 202115 Sep 2022– –£1,202£106k £47k£22k6
31 Dec 202015 Oct 2021– –£292£103k £20k£43k3
31 Mar 202015 Feb 2021– –£10k£35k £25k£15k3

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Colchester

Questions about GEMSTONE MORTGAGES LTD

What is the company number of GEMSTONE MORTGAGES LTD?

GEMSTONE MORTGAGES LTD is registered under company number 10045238 in the official register of United Kingdom. View it at the official register.

Is GEMSTONE MORTGAGES LTD still active?

Yes. GEMSTONE MORTGAGES LTD is registered as active (status: Active).

Has GEMSTONE MORTGAGES LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for GEMSTONE MORTGAGES LTD in the official data.

How likely is GEMSTONE MORTGAGES LTD to become insolvent?

Our model estimates a 0.00 % probability that GEMSTONE MORTGAGES LTD becomes insolvent within the next 12 months (low risk). That is higher than 76 % of active companies in the United Kingdom.

When was GEMSTONE MORTGAGES LTD founded?

GEMSTONE MORTGAGES LTD was incorporated on 7 Mar 2016.

Where is GEMSTONE MORTGAGES LTD registered?

GEMSTONE MORTGAGES LTD's registered address is in CO1 1QR COLCHESTER (Colchester), United Kingdom.

What do the latest accounts of GEMSTONE MORTGAGES LTD show?

The latest published accounts (period ending 30 Jun 2025) show equity of £5,320, total assets of £101k, 6 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.