FINANCE PHILOSOPHY LTD

Company number 09778714 · Active

FINANCE PHILOSOPHY LTD is a private limited company registered in WATFORD, United Kingdom, incorporated on 15 Sep 2015. Its registered activity is accounting and auditing activities. Its latest published accounts for the period ending 30 Sep 2025 show equity of −£2,643, total assets of £0. It has filed 7 sets of accounts. Our model estimates a 0.01 % probability that it becomes insolvent within 12 months, 0.1 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.01 %
Low risk
Lowest riskHighest risk

Higher than 82 % of active companies in the United Kingdom. 0.1× the average annual insolvency rate (0.12 %).

Raises the risk

Region3.5×WD · 0.41 % became insolvent
Negative equity2.3×1 · 0.27 % became insolvent
Equity ratio2.2×< -0.882818 · 0.25 % became insolvent
Equity change ÷ assets1.6×< -0.688951 · 0.19 % became insolvent
Accounts type1.6×balance sheet only · 0.18 % became insolvent
Company age (years)1.6×6.256–12.986 · 0.18 % became insolvent

Lowers the risk

Total assets (log)0.3×< 2.87772 · 0.03 % became insolvent
Accounts filed0.3×≥ 6 · 0.04 % became insolvent
Filing delay of last accounts (days)0.5×< 76 · 0.05 % became insolvent
Current ratio0.7×< 0.0828928 · 0.08 % became insolvent
Equity (signed log)0.8×-4.26854–0.30103 · 0.09 % became insolvent
Industry0.8×69 · 0.09 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
09778714 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
15 Sep 2015 (11 years)
Registered address
WD17 1HZ WATFORD
Postcode area
Watford
Activity
69201 Accounting and auditing activities
Industry
Legal and accounting activities
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
30 Sep 202515 Nov 2025– –−£2,643£0 £2,643–1
30 Sep 202415 Jan 2025– –−£1,817£66 £1,883–1
30 Sep 202315 Dec 2023– –−£1,067£0 £1,067£01
30 Sep 202215 Dec 2022– –−£287£180 £467£1801
30 Sep 202115 May 2022– –£433£473 £40£4731
30 Sep 202015 May 2021– –£1,189£12k £11k£12k1
30 Sep 201915 Jun 2020– –−£2,943£3,399 £6,342£3,3991

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Watford

Questions about FINANCE PHILOSOPHY LTD

What is the company number of FINANCE PHILOSOPHY LTD?

FINANCE PHILOSOPHY LTD is registered under company number 09778714 in the official register of United Kingdom. View it at the official register.

Is FINANCE PHILOSOPHY LTD still active?

Yes. FINANCE PHILOSOPHY LTD is registered as active (status: Active).

Has FINANCE PHILOSOPHY LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for FINANCE PHILOSOPHY LTD in the official data.

How likely is FINANCE PHILOSOPHY LTD to become insolvent?

Our model estimates a 0.01 % probability that FINANCE PHILOSOPHY LTD becomes insolvent within the next 12 months (low risk). That is higher than 82 % of active companies in the United Kingdom.

When was FINANCE PHILOSOPHY LTD founded?

FINANCE PHILOSOPHY LTD was incorporated on 15 Sep 2015.

Where is FINANCE PHILOSOPHY LTD registered?

FINANCE PHILOSOPHY LTD's registered address is in WD17 1HZ WATFORD (Watford), United Kingdom.

What do the latest accounts of FINANCE PHILOSOPHY LTD show?

The latest published accounts (period ending 30 Sep 2025) show equity of −£2,643, total assets of £0, 1 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.