STEM FINANCIAL LTD
Company number 09400427 · Active
STEM FINANCIAL LTD is a private limited company registered in CINDERFORD, United Kingdom, incorporated on 21 Jan 2015. Its registered activity is activities auxiliary to financial intermediation n.e.c.. Its latest published accounts for the period ending 31 Jan 2026 show equity of £30k, total assets of £123k. It has filed 7 sets of accounts. Our model estimates a 0.07 % probability that it becomes insolvent within 12 months, 0.6 times the average for active companies (low risk).
Insolvency risk, next 12 months
Higher than 92 % of active companies in the United Kingdom. 0.6× the average annual insolvency rate (0.12 %).
Raises the risk
Lowers the risk
Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.
Company details
- Company number
- 09400427 · official register
- Status
- Active
- Legal form
- Private Limited Company
- Incorporated
- 21 Jan 2015 (12 years)
- Registered address
- GL14 2PQ CINDERFORD
- Postcode area
- Gloucester
- Activity
- 66190 Activities auxiliary to financial intermediation n.e.c.
- Industry
- Activities auxiliary to financial services
- Accounts overdue
- No
Insolvency and register events
No insolvency or liquidation events on record.
Annual accounts GBP
| Period end | Published | Turnover | Result | Equity | Total assets | Current liabilities | Cash | Employees |
|---|---|---|---|---|---|---|---|---|
| 31 Jan 2026 | 15 Mar 2026 | – | – | £30k | £123k | £29k | – | 4 |
| 31 Jan 2025 | 15 Jun 2025 | – | – | £26k | £136k | £37k | – | 4 |
| 31 Jan 2024 | 15 Mar 2024 | – | – | £15k | £166k | £26k | – | 4 |
| 31 Jan 2023 | 15 Apr 2023 | – | – | £11k | £133k | £52k | – | 4 |
| 31 Jan 2022 | 15 Apr 2022 | – | – | £8,208 | £125k | £38k | – | 2 |
| 31 Jan 2021 | 15 Jul 2021 | – | – | £8,015 | £126k | £14k | – | 2 |
| 31 Jan 2020 | 15 Oct 2020 | – | – | £4,001 | £45k | £12k | – | 2 |
As published. Small companies often file a balance sheet only, so turnover and result can be missing.
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Questions about STEM FINANCIAL LTD
What is the company number of STEM FINANCIAL LTD?
STEM FINANCIAL LTD is registered under company number 09400427 in the official register of United Kingdom. View it at the official register.
Is STEM FINANCIAL LTD still active?
Yes. STEM FINANCIAL LTD is registered as active (status: Active).
Has STEM FINANCIAL LTD gone bankrupt or into insolvency?
No insolvency, bankruptcy or administration is recorded for STEM FINANCIAL LTD in the official data.
How likely is STEM FINANCIAL LTD to become insolvent?
Our model estimates a 0.07 % probability that STEM FINANCIAL LTD becomes insolvent within the next 12 months (low risk). That is higher than 92 % of active companies in the United Kingdom.
When was STEM FINANCIAL LTD founded?
STEM FINANCIAL LTD was incorporated on 21 Jan 2015.
Where is STEM FINANCIAL LTD registered?
STEM FINANCIAL LTD's registered address is in GL14 2PQ CINDERFORD (Gloucester), United Kingdom.
What do the latest accounts of STEM FINANCIAL LTD show?
The latest published accounts (period ending 31 Jan 2026) show equity of £30k, total assets of £123k, 4 employees.
Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.