M & L FINANCIAL LTD

Company number 08354874 · Active (Active - Proposal to Strike off)

M & L FINANCIAL LTD is a private limited company registered in ROCHDALE, United Kingdom, incorporated on 10 Jan 2013. Its registered activity is financial intermediation not elsewhere classified. Its latest published accounts for the period ending 31 Jan 2024 show equity of £839, total assets of £230. It has filed 5 sets of accounts. Our model estimates a 0.26 % probability that it becomes insolvent within 12 months, 2.2 times the average for active companies (high risk).

Insolvency risk, next 12 months

0.26 %
High risk
Lowest riskHighest risk

Higher than 94 % of active companies in the United Kingdom. 2.2× the average annual insolvency rate (0.12 %).

Raises the risk

Region3.7×OL · 0.43 % became insolvent
Company age (years)3.3×12.986–22.502 · 0.38 % became insolvent
Days since last period end3.2×≥ 642 · 0.37 % became insolvent
Accounts filed2.9×3–6 · 0.34 % became insolvent
Accounts overdue2.1×1 · 0.24 % became insolvent
Current ratio2.0×0.0828928–0.565361 · 0.23 % became insolvent

Lowers the risk

Total assets (log)0.3×< 2.87772 · 0.03 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Equity ratio0.5×≥ 1 · 0.06 % became insolvent
Equity (signed log)0.6×0.30103–3.52776 · 0.07 % became insolvent
Late filings0.8×0–1 · 0.09 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
08354874 · official register
Status
Active - Proposal to Strike off
Legal form
Private Limited Company
Incorporated
10 Jan 2013 (14 years)
Registered address
OL12 7GQ ROCHDALE
Postcode area
Oldham
Activity
64999 Financial intermediation not elsewhere classified
Industry
Financial services
Accounts overdue
Yes

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Jan 202415 Oct 2024– –£839£230 £1,069–1
31 Jan 202315 May 2023– –£441£1,271 £830–1
31 Jan 202215 Oct 2022– –£7,617£12k £4,750–1
31 Jan 202115 May 2021– –£7,368£13k £5,895–2
31 Jan 202015 Aug 2020– –£1,103£2,199 £1,096–2

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Oldham

Questions about M & L FINANCIAL LTD

What is the company number of M & L FINANCIAL LTD?

M & L FINANCIAL LTD is registered under company number 08354874 in the official register of United Kingdom. View it at the official register.

Is M & L FINANCIAL LTD still active?

Yes. M & L FINANCIAL LTD is registered as active (status: Active - Proposal to Strike off).

Has M & L FINANCIAL LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for M & L FINANCIAL LTD in the official data.

How likely is M & L FINANCIAL LTD to become insolvent?

Our model estimates a 0.26 % probability that M & L FINANCIAL LTD becomes insolvent within the next 12 months (high risk). That is higher than 94 % of active companies in the United Kingdom.

When was M & L FINANCIAL LTD founded?

M & L FINANCIAL LTD was incorporated on 10 Jan 2013.

Where is M & L FINANCIAL LTD registered?

M & L FINANCIAL LTD's registered address is in OL12 7GQ ROCHDALE (Oldham), United Kingdom.

What do the latest accounts of M & L FINANCIAL LTD show?

The latest published accounts (period ending 31 Jan 2024) show equity of £839, total assets of £230, 1 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 9 Nov 2026.