ESSENTIALLY FINANCIAL LTD

Company number 07320155 · Active

ESSENTIALLY FINANCIAL LTD is a private limited company registered in AYLESBURY, United Kingdom, incorporated on 20 Jul 2010. Its registered activity is financial intermediation not elsewhere classified. Its latest published accounts for the period ending 31 Jul 2025 show equity of £249, total assets of £89k. It has filed 3 sets of accounts. Our model estimates a 1.10 % probability that it becomes insolvent within 12 months, 9.4 times the average for active companies (very high risk).

Insolvency risk, next 12 months

1.10 %
Very high risk
Lowest riskHighest risk

Higher than 98 % of active companies in the United Kingdom. 9.4× the average annual insolvency rate (0.12 %).

Raises the risk

Company age (years)3.3×12.986–22.502 · 0.38 % became insolvent
Accounts filed2.9×3–6 · 0.34 % became insolvent
Current liabilities ÷ assets2.9×0.523499–0.961567 · 0.33 % became insolvent
Equity ratio2.8×-0.882818–0.00404851 · 0.33 % became insolvent
Current ratio2.7×0.565361–1.20204 · 0.31 % became insolvent
Total assets (log)2.4×4.74546–5.45007 · 0.28 % became insolvent

Lowers the risk

Region0.2×HP · 0.03 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Equity (signed log)0.6×0.30103–3.52776 · 0.07 % became insolvent
Late filings0.8×0–1 · 0.09 % became insolvent
Accounts overdue0.8×0 · 0.09 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
07320155 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
20 Jul 2010 (16 years)
Registered address
HP19 8DB AYLESBURY
Postcode area
Hemel Hempstead
Activity
64999 Financial intermediation not elsewhere classified
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Jul 202515 Nov 2025– –£249£89k £72k–1
31 Jul 202415 Jan 2025– –−£1,168£84k £66k–2
31 Jul 202215 Apr 2023– –£277£91k £63k–2

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Hemel Hempstead

Questions about ESSENTIALLY FINANCIAL LTD

What is the company number of ESSENTIALLY FINANCIAL LTD?

ESSENTIALLY FINANCIAL LTD is registered under company number 07320155 in the official register of United Kingdom. View it at the official register.

Is ESSENTIALLY FINANCIAL LTD still active?

Yes. ESSENTIALLY FINANCIAL LTD is registered as active (status: Active).

Has ESSENTIALLY FINANCIAL LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for ESSENTIALLY FINANCIAL LTD in the official data.

How likely is ESSENTIALLY FINANCIAL LTD to become insolvent?

Our model estimates a 1.10 % probability that ESSENTIALLY FINANCIAL LTD becomes insolvent within the next 12 months (very high risk). That is higher than 98 % of active companies in the United Kingdom.

When was ESSENTIALLY FINANCIAL LTD founded?

ESSENTIALLY FINANCIAL LTD was incorporated on 20 Jul 2010.

Where is ESSENTIALLY FINANCIAL LTD registered?

ESSENTIALLY FINANCIAL LTD's registered address is in HP19 8DB AYLESBURY (Hemel Hempstead), United Kingdom.

What do the latest accounts of ESSENTIALLY FINANCIAL LTD show?

The latest published accounts (period ending 31 Jul 2025) show equity of £249, total assets of £89k, 1 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.