CONCEPT FINANCE LTD

Company number 06240155 · Active

CONCEPT FINANCE LTD is a private limited company registered in RAINHAM, United Kingdom, incorporated on 8 May 2007. Its registered activity is sale of used cars and light motor vehicles. Its latest published accounts for the period ending 30 Apr 2026 show equity of £2.7m, total assets of £3.0m. It has filed 7 sets of accounts, 2 of them after the deadline. Our model estimates a 0.00 % probability that it becomes insolvent within 12 months, 0.0 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.00 %
Low risk
Lowest riskHighest risk

Higher than 0 % of active companies in the United Kingdom. 0.0× the average annual insolvency rate (0.12 %).

Raises the risk

Employees7.0×≥ 8 · 0.81 % became insolvent
Company age (years)3.3×12.986–22.502 · 0.38 % became insolvent
Total assets (log)3.1×≥ 6.05274 · 0.37 % became insolvent
Late filings2.5×≥ 2 · 0.29 % became insolvent
Equity (signed log)2.0×≥ 5.52268 · 0.24 % became insolvent
Cash ÷ assets2.0×0.187053–0.578498 · 0.24 % became insolvent

Lowers the risk

Region0.2×RM · 0.02 % became insolvent
Accounts filed0.3×≥ 6 · 0.04 % became insolvent
Equity ratio0.4×0.742974–1 · 0.05 % became insolvent
Days since last period end0.6×< 246 · 0.06 % became insolvent
Current ratio0.6×≥ 7.06234 · 0.07 % became insolvent
Current liabilities ÷ assets0.7×0.010552–0.186967 · 0.08 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
06240155 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
8 May 2007 (20 years)
Registered address
RM13 9EB RAINHAM
Postcode area
Romford
Activity
45112 Sale of used cars and light motor vehicles
Industry
Wholesale and retail trade of motor vehicles
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
30 Apr 202627 Oct 2026– –£2.7m£3.0m £338k£583k13
30 Apr 202515 Dec 2025– –£2.6m£3.0m £420k£582k13
30 Apr 202415 Nov 2024– –£2.5m£2.8m £306k£840k14
30 Apr 202215 Mar 2023– –£2.4m£3.0m £581k£746k14
30 Apr 202115 Jan 2022– –£2.1m£2.5m £177k£645k14
30 Apr 202015 Feb 2021– –£1.9m£1.9m £44k£798k14
30 Apr 201915 Jan 2020– –£1.7m£1.9m £235k£657k14

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

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Questions about CONCEPT FINANCE LTD

What is the company number of CONCEPT FINANCE LTD?

CONCEPT FINANCE LTD is registered under company number 06240155 in the official register of United Kingdom. View it at the official register.

Is CONCEPT FINANCE LTD still active?

Yes. CONCEPT FINANCE LTD is registered as active (status: Active).

Has CONCEPT FINANCE LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for CONCEPT FINANCE LTD in the official data.

How likely is CONCEPT FINANCE LTD to become insolvent?

Our model estimates a 0.00 % probability that CONCEPT FINANCE LTD becomes insolvent within the next 12 months (low risk). That is higher than 0 % of active companies in the United Kingdom.

When was CONCEPT FINANCE LTD founded?

CONCEPT FINANCE LTD was incorporated on 8 May 2007.

Where is CONCEPT FINANCE LTD registered?

CONCEPT FINANCE LTD's registered address is in RM13 9EB RAINHAM (Romford), United Kingdom.

What do the latest accounts of CONCEPT FINANCE LTD show?

The latest published accounts (period ending 30 Apr 2026) show equity of £2.7m, total assets of £3.0m, 13 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 9 Nov 2026.