SPENCER & RICHMAN LTD

Company number 04497587 · Active

SPENCER & RICHMAN LTD is a private limited company registered in SOMERTON, United Kingdom, incorporated on 29 Jul 2002. Its registered activity is other building completion and finishing. Its latest published accounts for the period ending 31 Jul 2025 show equity of £22k, total assets of £94k. It has filed 6 sets of accounts. Our model estimates a 0.14 % probability that it becomes insolvent within 12 months, 1.2 times the average for active companies (medium risk).

Insolvency risk, next 12 months

0.14 %
Medium risk
Lowest riskHighest risk

Higher than 93 % of active companies in the United Kingdom. 1.2× the average annual insolvency rate (0.12 %).

Raises the risk

Cash ÷ assets3.7×0.00304687–0.0300733 · 0.44 % became insolvent
Current ratio2.7×0.565361–1.20204 · 0.31 % became insolvent
Total assets (log)2.4×4.74546–5.45007 · 0.28 % became insolvent
Equity ratio2.4×0.00404851–0.289275 · 0.28 % became insolvent
Company age (years)2.3×≥ 22.502 · 0.27 % became insolvent
Equity change ÷ assets2.3×-0.123359–0 · 0.26 % became insolvent

Lowers the risk

Accounts filed0.3×≥ 6 · 0.04 % became insolvent
Employees0.4×0–1 · 0.05 % became insolvent
Current liabilities ÷ assets0.7×0.010552–0.186967 · 0.08 % became insolvent
Late filings0.8×0–1 · 0.09 % became insolvent
Accounts overdue0.8×0 · 0.09 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
04497587 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
29 Jul 2002 (24 years)
Registered address
TA11 6SB SOMERTON
Postcode area
Taunton
Activity
43390 Other building completion and finishing
Industry
Specialised construction activities
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Jul 202515 Mar 2026– –£22k£94k £1,920£1,0420
31 Jul 202415 Apr 2025– –£23k£94k £11k£3,0710
31 Jul 202315 Mar 2024– –£24k£97k £13k£5,1692
31 Jul 202215 Apr 2023– –£25k£100k £75k£7,6730
31 Jul 202115 Nov 2021– –£26k£102k £66k£11k0
31 Jul 202015 Feb 2021– –£23k£99k £67k£7,6860

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Taunton

Questions about SPENCER & RICHMAN LTD

What is the company number of SPENCER & RICHMAN LTD?

SPENCER & RICHMAN LTD is registered under company number 04497587 in the official register of United Kingdom. View it at the official register.

Is SPENCER & RICHMAN LTD still active?

Yes. SPENCER & RICHMAN LTD is registered as active (status: Active).

Has SPENCER & RICHMAN LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for SPENCER & RICHMAN LTD in the official data.

How likely is SPENCER & RICHMAN LTD to become insolvent?

Our model estimates a 0.14 % probability that SPENCER & RICHMAN LTD becomes insolvent within the next 12 months (medium risk). That is higher than 93 % of active companies in the United Kingdom.

When was SPENCER & RICHMAN LTD founded?

SPENCER & RICHMAN LTD was incorporated on 29 Jul 2002.

Where is SPENCER & RICHMAN LTD registered?

SPENCER & RICHMAN LTD's registered address is in TA11 6SB SOMERTON (Taunton), United Kingdom.

What do the latest accounts of SPENCER & RICHMAN LTD show?

The latest published accounts (period ending 31 Jul 2025) show equity of £22k, total assets of £94k, 0 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 9 Nov 2026.