FINREAL LTD

Company number 04347973 · Active

FINREAL LTD is a private limited company registered in STOCKPORT, United Kingdom, incorporated on 7 Jan 2002. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors. Its latest published accounts for the period ending 31 Dec 2025 show equity of £98k, total assets of £118k. It has filed 6 sets of accounts. Our model estimates a 0.01 % probability that it becomes insolvent within 12 months, 0.1 times the average for active companies (low risk).

Insolvency risk, next 12 months

0.01 %
Low risk
Lowest riskHighest risk

Higher than 82 % of active companies in the United Kingdom. 0.1× the average annual insolvency rate (0.12 %).

Raises the risk

Total assets (log)2.4×4.74546–5.45007 · 0.28 % became insolvent
Company age (years)2.3×≥ 22.502 · 0.27 % became insolvent
Equity (signed log)2.0×4.7115–5.52268 · 0.23 % became insolvent
Accounts type1.6×balance sheet only · 0.18 % became insolvent
Region1.5×SK · 0.18 % became insolvent
Has filed accounts1.3×1 · 0.16 % became insolvent

Lowers the risk

Accounts filed0.3×≥ 6 · 0.04 % became insolvent
Employees0.4×0–1 · 0.05 % became insolvent
Industry0.4×64 · 0.05 % became insolvent
Equity ratio0.4×0.742974–1 · 0.05 % became insolvent
Current ratio0.6×≥ 7.06234 · 0.07 % became insolvent
Current liabilities ÷ assets0.7×0.010552–0.186967 · 0.08 % became insolvent

Each factor compares companies in the same group (for example the same age band) with the average. The score is a statistical estimate from public data (model AUC 0.99, trained 8 Nov 2026), not a credit rating. How it works.

Company details

Company number
04347973 · official register
Status
Active
Legal form
Private Limited Company
Incorporated
7 Jan 2002 (25 years)
Registered address
SK7 2DH STOCKPORT
Postcode area
Stockport
Activity
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Industry
Financial services
Accounts overdue
No

Insolvency and register events

No insolvency or liquidation events on record.

Annual accounts GBP

Period endPublishedTurnoverResultEquityTotal assetsCurrent liabilitiesCashEmployees
31 Dec 202529 Sep 2026– –£98k£118k £5,479–0
31 Dec 202415 Aug 2025– –£82k£89k £5,836–0
31 Dec 202315 Sep 2024– –£83k£85k £2,534–0
31 Dec 202215 Aug 2023– –£80k£115k £28k–0
31 Dec 202115 Aug 2022– –£68k£174k £104k–0
31 Dec 202015 Sep 2021– –£68k£104k £15k–0

As published. Small companies often file a balance sheet only, so turnover and result can be missing.

Similar companies in Stockport

Questions about FINREAL LTD

What is the company number of FINREAL LTD?

FINREAL LTD is registered under company number 04347973 in the official register of United Kingdom. View it at the official register.

Is FINREAL LTD still active?

Yes. FINREAL LTD is registered as active (status: Active).

Has FINREAL LTD gone bankrupt or into insolvency?

No insolvency, bankruptcy or administration is recorded for FINREAL LTD in the official data.

How likely is FINREAL LTD to become insolvent?

Our model estimates a 0.01 % probability that FINREAL LTD becomes insolvent within the next 12 months (low risk). That is higher than 82 % of active companies in the United Kingdom.

When was FINREAL LTD founded?

FINREAL LTD was incorporated on 7 Jan 2002.

Where is FINREAL LTD registered?

FINREAL LTD's registered address is in SK7 2DH STOCKPORT (Stockport), United Kingdom.

What do the latest accounts of FINREAL LTD show?

The latest published accounts (period ending 31 Dec 2025) show equity of £98k, total assets of £118k, 0 employees.

Data: Companies House – Free Company Data Product, Accounts Data Product, Public Data API (Contains public sector information licensed under the Open Government Licence v3.0.). Last updated 8 Nov 2026.